Pour enfin boucler notre séjour aux "states", nous souhaitons savoir si la carte Visa premier couvre les frais médicaux là bas ?
Et oui, nous avions pensé à tout sauf à ça !
J'ai regardé sur le site, apparement oui mais je souahite être sûr !!!!
par contre il me semble qu'il faut payer le vol avec la carte visa premier si on a un impondérable et que l'on ne peut pas partir pour les soins médicaux c'est autre chose
allez voir les conditions générales par sécurité sur le site visa premier ou appelez votre banque.
Oui.
Pour l'assistance, il faut juste détenir la carte.
Pour l'assurance, il faut payer avec.
Michel
je confirme
j'ai découvert celà également récemment (pour mon amex) : je pensais que l'assistance médicale ne marchait que parce que j'avais payé mon voyage avec, mais en fait il suffit d'être détenteur de la carte
par contre, pour tout ce qui est garantie annulation de voyage, retard, perte de bages etc.. il faut avoir payé le coyage avec
Il n'y a pas de problème sans solution... et si il n'y a pas de solution, il n'y a pas de problème !
renseigne toi du côté de ton assurance habitation/familiale personnelle : normalement elle couvre également les frais médicaux aux USA... (du moins c'est le cas avec la M*C*F)
Il n'y a pas de problème sans solution... et si il n'y a pas de solution, il n'y a pas de problème !
Petite question : si je pars 5 mois à l'étranger, qu'il m'arrive un malheur entre les 2 derniers mois, comment l'Assistance saura que j'ai dépassé les 90j à l'étranger ? Ils demandent des copies des billets d'avion ????
Donc :apparemment ils demandent le passeport et regardent les tampons d'entrée et de sortie dans les pays. Ils ne savent pas si on est allé en France, mais il savent quand on rentre et sort d'un pays.
Ceci dit, l'assistance de ma mutuelle couvre les frais un an (pour ma mutuelle (MAAF), la restriction des 3 mois ne porte que lorsqu'on va travailler à l'étranger, pas quand on fait du tourisme). Si vous assurez votre logement ou votre voiture ou avez une complémentaire santé dans une mutuelle, pensez à l'assistance qui y est incluse.
SUPER là au moins vous avez eu la réponse nette , claire et précise et surtout JUSTE
Merci de l'avoir écrite....c'est vrai que bien souvent que dans notre assurance habitation il ya déjà une assurance responsabilité civile et certains parfois ne le savent pas et en prenne une autre!!!! par contre est-ce que toutes peuvent nous servir quand on sort hors de la communauté européenne??
Dans mon contrat c'est "vos garanties Loisirs Vacances sont
accordées dans le monde entier" mais il faut que vous regardiez de près les conditions générales ou particulières de votre contrat
Moi je vous conseille surtout de bien regarder les conditions des assistances par carte de crédit ou mutuelles, car les plafonds des remboursements peuvent ne pas être suffisant si vous allez aux USA. Surtout s'il y a un souci et qu'il faut aller à l'hopital, et surtout se renseigner sur la durée. Les cartes de crédits ( Visa, Mastercard, American Express) ne couvre pas plus de 3 mois consécutifs aux USA.
Renseignez-vous auprès de vos assureurs pour l'assistance, mais allez voir aussi sur d'autres sites pour avoir des infos différentes. Pour ce qui touche à l'assurance voyage comprises dans les cartes de crédits il y a des infos là : de quelle assurance bénéficie votre carte de crédit.
Vaux mieux avoir trop vérifié et être sur d'être couvert.
Je part en famille aus Etats-Unis (voyage touristique de 3 semaines)... avec ma carte VISA PREMIER (Banque postale).
Sachant que les frais d'hospitalisation aux Etats-Unis peuvent être très importants, j'ai pris exprès cette CB ; j'ai parcouru la notice d'assurance et d'assistance de ma carte bancaire.
Or, j'ai la surprise de ne voir mentionner qu'une avance sur frais d'hospitalisation (avec engagement de remboursement sous 60 jours) et non une prise en charge comme attendu. Grosse surprise à quelques jours du départ car j'avais précisément pris une carte VISA PREMIER pour bénéficier de ses (présumées) garanties notamment vis à vis des frais d'hospitalisation. Une avance avec remboursement... La belle affaire !
Si moi ou un membre de ma famille doit être hospitalisé aux Etats-Unis suite à un accident, ça me fait une belle jambe qu'on m'avance les frais d'hospitalisation si je dois les rembourser !
Quelqu'un a-t-il des précisions sur cette petite nuance (avance versus prise en charge) qui a toute son importance ?
Ils ne font pas seulement l'avance des frais mais aussi le remboursement :
1.11 REMBOURSEMENT A TITRE COMPLEMENTAIRE DES FRAIS MEDICAUX
Cette prestation est rendue :
dans tous les cas hors de France (Cf. France Définition (1)),
pendant les 90 premiers jours du déplacement hors du Pays de Résidence de l’Assuré.
Assistance Carte Visa Premier rembourse jusqu’à concurrence de 155.000 € par Bénéficiaire et par
Evènement le montant des frais médicaux engagés qui n'aura pas été pris en charge par l'organisme d'assurance
maladie et par tout autre organisme de prévoyance ou organisme mutualiste auxquels le Bénéficiaire cotise.
Assistance Carte Visa Premier remboursera au Bénéficiaire les frais non pris en charge par les organismes
susvisés, déduction faite d'une franchise de 50 € par Bénéficiaire et par Evènement, et sous réserve de la
communication par le Bénéficiaire à Assistance Carte Visa Premier des justificatifs originaux de remboursement
émanant de ces organismes.
Dans l'hypothèse où les organismes auxquels le Bénéficiaire cotise ne prendraient pas en charge les frais
médicaux engagés, Assistance Carte Visa Premier le remboursera jusqu’à concurrence de 155.000 € sous
réserve de la communication par le Bénéficiaire des factures originales de frais médicaux et de l'attestation de non
prise en charge émanant de ces organismes.
Cela dit, nous avons aussi la carte visa premier et après avoir lu pas mal de sujets ici concernant les difficultés de remboursements par visa qui demande et redemande des papiers et des justificatifs à n'en plus finir, nous avons finalement pris en plus europ assistance.
(Notre assurance familiale/habitation (GMF) ne suffit absolument pas pour les USA).
Merci pour la réponse.
Je comprends en effet qu'il y a avance puis après remboursement des sommes résiduelles non prises en charge par la sécu/mutuelle. Sous réserve d'avoir tous les papiers dont les factures originales (qu'il faut demander au moins en deux exemplaires puisque sécu et assistance veulent les originaux !).
Ayant une inter-mutuelle assistance via l'AGPM (couverture = 80 000 €) + VISA PREMIER, j'hésite encore à prendre une assurance supplémentaire. Risque faible (quoique, avec 3 enfants) mais les sommes exorbitantes potentiellement dues font peur...
Il ne nous est jamais rien arrivé non plus mais cette année notre fils est parti seul, donc nous avons pris cette assurance supplémentaire.
Avec l'AGPM en plus, en effet, cela devrait suffire.
Voyager en santé › États-Unis / Canada · 16 replies
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I’m planning a trip to Japan next year and I have asthma...
I wanted to know about the regulations regarding Ventolin (Salbutamol) in Japan—is it considered a drug? Can I bring my inhaler with me, or do I need to buy a similar product in Japan?
I have two American cousins. The older one was born in Paris, and his sister was born in California. The latter is planning a trip to Paris this summer, but she recently fell ill, and American doctors don’t know what’s wrong. I had the idea of letting her take advantage of her trip to get treated here, avoiding the high healthcare costs of the American system in the process. The problem is, I can’t find anything online about this—just testimonials from French people who used to be American, but nothing for a simple tourist.
I’m traveling to Portugal with my family and I have a treatment that requires injections. How can I take a flight with these? They look like injectable pens.
Thanks
We’re planning a trip to the Philippines from April 22 to May 8, 2026. Flight from Geneva with a layover in Turkey and Manila. Our itinerary: Angeles – Busuanga – Palawan…
The Philippines are a dream destination, but is it possible to travel there safely? I’ve heard that checked luggage often gets lost, tap water isn’t safe to drink, and mosquitoes are everywhere.
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Hi there,
Does anyone know if there’s travel insurance for someone who’s had a heart attack?
I can’t find an insurer that covers a pre-existing condition, even if it’s stable.
Thanks so much!
Hi everyone, next month my wife, our 6-year-old daughter, and I are flying to Thailand. It’ll be a great chance to soak up some sun—something we’ve been missing lately here in France! But speaking of sun, I burn easily, and our daughter even more so. I was wondering what SPF to get for sunscreen and whether it’s better to buy it there or before we leave? Thanks for your tips!
Hello,
We’re planning to spend 3 months in Madagascar starting in mid-February.
Areas: Mahajanga, Tulear, Diego Suarez, and Sainte Marie—the order isn’t set yet. We’ll either drive for part of the trip or take flights.
We’ve heard all sorts of things about required vaccines and medications (is anti-malarial mandatory?). What’s the exact situation for travelers?
I’ll come back to you for other topics (like finding a reliable driver, among others).
Thank you.
Best wishes to you all,
Nicole
We're about to go on an organized trip to South Africa, including Kruger Park. We were told that Malarone should preferably be taken in the evening at the same time during a meal. But it's hard to know what time we'll have dinner, especially since I've read that in South Africa, dinner is usually around 6 PM.
I'd love to hear from people who've been on organized trips to this destination and could share their experience. We were thinking of taking Malarone around 7:30 PM, assuming dinner would be closer to 7 PM than 6 PM. Also, if the meal ends up being earlier or later than when we take the pill, would a cookie or a piece of bread be enough to take with Malarone?
I’m planning to set off on a "round-the-world" trip/long journey at the start of next year, lasting between 4.5 and 6 months. For now, the itinerary looks like this: South Korea (2 weeks) -> Japan (1 month) -> New Zealand (1 month) -> Argentina (1 month) -> United States (1 month).
I’m on medication (paroxetine 20 mg/day) and was hoping to bring enough for the entire trip so I wouldn’t have to find a doctor on the spot, deal with a molecule that might be slightly different from what’s available in France, or wonder if that’s even a possibility. Basically, it seemed simpler on paper...
But after looking into the regulations for each country, it’s suddenly way less simple . Many seem to only allow the amount corresponding to the length of your "stay" in the country... Which is a problem if I arrive in Korea with 4.5 months’ worth of medication, for example.
After all that, and even though I’ll obviously contact the relevant authorities in each country (fingers crossed for a response 😛), here’s my question:
Has anyone here had any experience with this? (Even if it’s a different medication or different countries, any input would be helpful!)
I’m trying to plan a trip to Dubai with my mom. I’ve seen that some of our medications require prior authorization (sleeping pills, codeine, anti-anxiety meds, etc.).
I’d love to hear from anyone who’s been in our situation. A friend of mine applied to bring her tramadol, but it was denied—though she needed high doses!
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hi, I’m looking for information about the possibility of returning to Thailand with a portable liquid oxygen system and whether it’s possible to recharge it in Thailand, especially in Chiang Mai. thanks
I’m starting a new discussion on this topic since there doesn’t seem to be a recent one.
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Have any of you been in this situation before? How does it work at customs—do I need to declare everything that exceeds the 3-month limit? Do I need a letter from my doctors?
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I’ve already visited quite a few countries across several continents, but I’m pretty new to Asia.
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I’ll mostly be in the northern region, around Chiang Mai, where I’ll spend a lot of time in nature and the mountains. Then I’ll head south to Phuket or Krabi and visit Khao Sok National Park. I’ll finish up in Bangkok, with a likely detour to Kanchanaburi.
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Hi there,
I was wondering if anyone is heading to Cuba soon and could bring me some over-the-counter Sildenafil (viagra) tablets—available at Varadero Airport, among other places.
Hi there! So, I'm hesitating about taking a long trip. I'd like to go away for 2 to 3 months and travel across several continents. I’d love some advice. I often have unexplained allergies and need to follow a daily treatment for my diabetes (insulin). I think I can get authorization from my doctor to travel for 6 months with the treatment—is that correct? After those 6 months, is it possible (instead of bothering a relative to send the medication) to see a foreign doctor to get another 6-month travel authorization? How does it work at the airport? Do I need just one medication transport authorization, or do I have to request a new one in each country (once the treatment runs out) for both the flight and a DCI? Also, travel insurance doesn’t cover chronic illnesses, so will I have to pay for foreign consultations out of pocket? I’m not sure if I explained myself clearly. Oh, and just to repeat—travel insurance doesn’t cover chronic illnesses, so foreign consultations will be at my own expense? Thanks in advance for your help!
Hi everyone.
After years of traveling to the USA without any medical insurance subscriptions—and luckily never having any major health issues (though I did get a scorpion sting buried in the sand at CBSouth, 😇)—life has caught up with us, and we’re now being forced into "wisdom" and leaving our carefree days behind.
So, I’m looking for the best compromise for a 2-month health insurance plan.
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Hi,
We’ve planned a 3-week trip to Bali this summer with our 7-year-old daughter. The itinerary includes Sanur, Nusa Lembongan, Sidemen, Amed, and Ubud. The more time passes, the more we read about people getting sick—some with mild to severe traveler’s diarrhea, and many ending up in the hospital. We, as parents, have been through it in Egypt with pretty bad cases, but we’d really like to avoid that for our daughter. Even though there’s no zero risk, and we’ll be careful, can any of you reassure me? Not everyone got sick, right? I’d love to hear positive feedback from parents, but not just them 😊. Thanks in advance!
Hi there...
I’m traveling with a friend for a month in November.
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I’ve seen that the transport takes a while...
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Hi there,
I’ve started looking into getting dental implants, possibly in Costa Rica or Mexico.
Do you have any clinics to recommend or ones I should avoid?
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Thanks for your feedback! !
For several years now, increased aggression has been observed in Cape fur seals.
At least 70 unprovoked attacks on humans.
It was recently confirmed that this is due to rabies.
The suspected origin is contamination in Namibia by jackals.
The contagion seems to be spreading.
Preventive vaccination (of the animals) is being considered.
Just a reminder:
Rabies affects all mammals.
Once symptoms appear—sometimes weeks or even months later—death is inevitable.
It’s the bite that transmits the disease.
There are so-called "furious" forms with aggression, but also forms without aggression.
In case of a bite, in addition to standard wound care, tetanus prevention… rabies prevention is essential.
Stay careful out there…
Seeing seals from a boat along the coast isn’t rare in these parts…
I need 2 dental implants and I'd like to get them done abroad (it's a question of price).
Thanks for helping me with my search (Turkey, Spain, Romania???)
Can you tell me if you're satisfied with the services provided by Dentist Miguel at Club Amigo in Holguin? I'd like to go there in mid-December. Is it worth the trip to get dental prosthetics done?
Thanks for getting back to me... Michelle from Quebec
Hello,
I’m looking for a dentist who can do a full lower-arch implant with a complete prosthesis. I’m in Quebec and available to travel to Cuba. Need full contact details. Thanks everyone!
My current plan is to get my teeth treated in Cuba, especially for dental implants.
Has anyone here had experience and could refer me to a good, affordable dentist?
I’d really appreciate it if you could give me an idea of the price for one implant, since I need at least 6 done.
Thanks so much!
