Sharing ideas for a future retirement
FR

Translated into English.

Original post
KR
Planning for retirement! Where? How? Why there? Current home: Réunion Island > it's great. Though a bit too crowded on this island... And the future looks way too expensive to live reasonably without spending too much. So, exploring the Indian Ocean. Your ideas are welcome! ;-) A bit of Bali, a touch of Rodrigues, a few weeks in Mauritius, summers in Nosy Be, and winters in Réunion. In a camper van... maybe.
NO Nogir Veteran ·
Planning your retirement! Where? How? Why there? Current home: Réunion > it's great. Well, with a bit too many people on this island... Seeing a future that's way too expensive to live reasonably without spending too much. So, exploring the Indian Ocean. Your ideas are welcome ;-) A bit of Bali, a touch of Rodrigues, a few weeks in Mauritius, summers in Nosy Be, and winters in Réunion. In a camper van... maybe.

Hello, it looks like you already have a solid plan. Now it's just about defining your main place of residence.
KR Krisreunion ·
Hi Nogir

Yes, a program to organize... your ideas are welcome ;-) warm regards, kris
1S 1sitraka2 Globetrotter ·
Hello,

It’s quite hard to understand what kind of answer you’re looking for. Your retirement plan includes Rodriqgue, Bali, Mauritius, Madagascar, and Réunion. (Why not Mayotte and South Africa?) It seems a bit contradictory to want to reduce expenses

while seeing a future that’s way too expensive to live reasonably without spending too much

(you’re talking about Réunion) and planning so many trips in a year. Your project is only feasible for a retiree with a high income level.
NO Nogir Veteran ·
Hi Nogir

Yes, a program to organize... your ideas are welcome ;-) best regards, kris

Ideas about what? You’re not being very clear.
RO Rotsaka Globetrotter ·
a retiree with a high income

I’d even go further: a retiree with a stratospheric income. If you can afford to travel here and there to far-flung places, some of which are super expensive (like Mauritius), and maybe even think about an RV, you could live really well in Réunion instead.
1S 1sitraka2 Globetrotter ·
Might as well stay in Réunion, you can live really well there.

That’s for sure! The cheapest in the region is Madagascar, but you still need to be able to do without healthcare. You also have to consider that as soon as you stay longer than a month, flight ticket prices skyrocket.
KR Krisreunion ·
Ideas for places to live during retirement—without spending too much.
KR Krisreunion ·
Hi Alain,

Thanks for your quick response. From the reference countries I mentioned, they don’t necessarily have to be lived in or visited in the same year. What I’m looking for are ideas for places to live—with a budget of 1,000 € per month. A modest retirement income makes it necessary.
1S 1sitraka2 Globetrotter ·
What I'm looking for are ideas for a place to live—with a budget of 1,000 € per month. A small pension makes it necessary.

Hello, Yes, I understand better now. I don’t know much about Indonesia, Mauritius seems to be getting more and more expensive, Rodrigues will likely follow suit soon, and it’s still quite small. That leaves Madagascar, where life is much cheaper, or Réunion, where there are still social benefits and quality healthcare if needed. With a modest pension, it seems best to avoid too much travel.
NO Nogir Veteran ·
Ideas for where to live during retirement—without spending too much.

At first glance, Madagascar and Indonesia seem to be the cheapest places to live on a retirement budget. But be careful—there’s no housing benefit or other social assistance there, and energy costs an arm and a leg, for example. If you receive part of the Aspa for your retirement, you must be a resident in France to collect that portion. Also consider healthcare.
KR Krisreunion ·
thanks for your quick response Nogir and for your insightful advice

have a great day
JA Jameslou ·
Hello, Yes, a motorhome is definitely an option—you need the budget to buy one, but after that, it’s a great way to travel. From Réunion with the TER continuity, you’re supported, and if you have the chance to rent out your place here, why not make a little extra income to supplement your retirement? It all depends on your situation.
PI Pingleton ·
Hi Kris, Having recently lived in Bali for 3 years, I’d say why not! It’s an option not to rule out if you can afford healthcare in France or Europe. Housing, transport, and food are affordable in Bali. There’s something for every budget. It’s a pleasant island to live on despite the traffic jams and the mix of three religions... For Madagascar, security, transport, and healthcare... often dampen the appeal of the island. Life itself is affordable, like in Indonesia, if you don’t crave camembert or expect CMU or CAF benefits.

I’m at the same stage as you... such a tough choice.
LA Lakana2 Regular ·
Hello; Define the region where you'd like to live in Madagascar. The climate varies depending on the area. For me, even though I don’t live there, the most pleasant regions would be the east or the highlands. The south and west are very dry and hot. The east, west, and north are often hit by cyclones and the severe floods that follow (see Madagascar’s current news). Rent is quite affordable—with 250/300 €, you’ll be very well housed. You can also find rentals for 500,000 Ar. Make sure to check the condition of the rental, water and electricity access, the neighborhood, and proximity to buses. You won’t have all those trendy, ultra-luxury shops from Réunion at your fingertips. You’ll need to lower your comfort expectations by several notches compared to Réunion. If you live in a major city, you’ll find 2 or 3 supermarkets. There are also markets everywhere with fruits, vegetables, and poultry. The challenges come from power outages, water cuts, transportation issues, and insecurity: crime, vehicle conditions, driver behavior, and road conditions. I’ve never seen a camper van in Madagascar. Importing one would be very expensive, not to mention the administrative problems. Budget around 800 € on average to live normally, almost like in Europe, but without outings, restaurants, weekend trips, or other leisure expenses. No social assistance or healthcare reimbursements from social security.
JA Jasrymn Veteran ·
Very well summarized. I feel the same way. Going there is one thing, living there is another.
KR Krisreunion ·
Thanks Jasrymn for the details. I quite like Diego Suarez for its surroundings. Cyclones are something we have to live with, and medical care is a 2-hour flight to Réunion. Do you know Diego?

Looking forward to reading you
JA Jasrymn Veteran ·
Diego? I'm not really a "city" person, and even less so for Malagasy cities, which are mostly dirty, run-down, and noisy... Not to mention the cultural aspect—without wanting to disparage Malagasy culture, which is so different from ours—you won’t find cinemas, museums, or ancient heritage in Madagascar. But the Diego region is really interesting, with lots of remarkable sites. Otherwise, if you're looking for a city, my favorite in Madagascar is Tamatave—greener and less hot. The best thing for you would be to go check it out for 2 or 3 months; it’s not far from Réunion. What one person likes, another might not—tastes differ!
1S 1sitraka2 Globetrotter ·
Thanks Jasrymn for the details. I quite like Diego Suarez for its environment. Cyclones are something we have to deal with, and medical care is a 2-hour flight to Réunion. Have you been to Diego?

Looking forward to reading you

Yes, a 2-hour flight, but at least 500 € for a flight ticket if you don’t book last-minute—otherwise, it can get close to 700 €
LA Lakana2 Regular ·
Hi, In my opinion, there’s a lot more to do in Diego than in a city like Majunga, which is a dead end. As for returning to Réunion for medical reasons, you’ll need to factor in not just the airfare—which varies a lot depending on the time of year—but also hotel accommodation. If you haven’t kept a home there or don’t have friends who can put you up, the final cost can be pretty high. In Madagascar, no medical care will be reimbursed by social security. In Réunion, if you have a *carte vitale* and a *mutuelle* (not mandatory), your medical expenses will be reimbursed.

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