Who uses the N26 or Revolut card in India? (page 2 of 2)

Thanks for the info. I had kept my username and password, but it didn’t work, so I created another account. I’ll take a closer look at this app. As for the weather, it’s okay... it’s nice until around 4 PM, then storms (no rain today). We’ll probably cross paths since I’m leaving Kochi on the 27th! I’ll be back in mid-February. Yeah, it’d be great to meet in person! 😊

Oh, reading you, I thought you were doing long stays in Kerala!

Hi Evelyne, I hope you're doing well and that you're ready for your next trip. I’d love it if you could give us a detailed review of how you’ve been using your Revolut card. Personally, I got both the N26 and Revolut cards because I live in India most of the time, and I need them for online transactions: bookings, purchases, etc. But most merchants either reject both cards, or just Revolut, or just N26—it’s a real hassle to make online purchases, even on Amazon.in. As for ATMs, I only tested them yesterday just to check. N26 didn’t work at all, and with Revolut, I had to try 4 different bank ATMs before SBI finally accepted the transaction. These cards are useless for what I need them for. Lots of marketing hype, but in reality, they’re often unusable. This morning, I still couldn’t top up my phone online because, thanks to Mr. Modi’s policies, BSNL (government-run) doesn’t accept international cards.

Hey, I'm good. I'm in Odisha at the moment. For the Revolut card, I used it to buy train tickets and didn’t pay any fees. For ATM withdrawals, I hope I’ve got enough euros to avoid needing them. That’s my update so far.

I'm in Odisha at the moment.

Oh, you lucky thing! I used my Revolut card to buy train tickets and didn’t pay any fees.

For ATM withdrawals, I hope I have enough euros to avoid needing them. Here’s my feedback so far.

True, you don’t use it much... I avoid ATMs too—I prefer to bring enough euros with me.

I was able to withdraw apparently without fees at an ATM... but we’d already tried a good half-dozen or so before finding one that accepted our cards... in Puri.

So that confirms it’s not exactly the holy grail.

My girlfriend had a "normal" card and that didn’t work either. We were about to give up when we came across a pretty sketchy ATM, but it ended up giving both of us cash. And I didn’t get charged any withdrawal fees.

Hi,

I saw on the Revolut site that you can withdraw 200 € per month without fees, and after that, there are fees of around 0.5%??

Thanks! :)

I don't know, I only withdrew 80 €

Yes, that’s the case.

Otherwise, there’s the Max card, which doesn’t have the 200 € limit.

I’m currently using it in India. Sometimes, once or twice, it doesn’t work at an ATM, but overall, it works well.

Thanks! And can you top it up using a regular card like Revolut?

Thanks

Yes, that’s the case.

Otherwise, there’s the Max card, which doesn’t have the 200 € limit.

I’m currently using it in India. Sometimes, once or twice, it doesn’t work at an ATM, but overall, it works well.

Hi, it never worked for me (payment or withdrawal) last November. I used the Boursorama Ultim card, and it worked every time. The only downside is remembering to make a payment each month with this card, otherwise there’s a 15 € fee...

In January I withdrew twice from ATMs with MAX with no issues at all........

Yes, that's the case.

Otherwise, there's the Max card, which doesn't have the 200 € limit.

I'm currently using it in India. Sometimes, once or twice, it doesn't work at an ATM, but overall, it works well.

Hi, what's this Max card? Everyone's talking about it but... Max doesn't sound serious as a bank card name... How do you get it and how many days does it take? I'm in France for just 20 days. Thanks

Worth checking out on max.fr, you can get it quickly.

You need to download the app. Max is a subsidiary of Crédit Mutuel Arkéa. I got the card in 4 or 5 days.

If you enter my referral code VincentFIEX5 during sign-up, I earn 15 € 😛

You won’t have any withdrawal or payment fees, and you can create virtual cards for online payments, etc.

If you enter my referral code VincentFIEX5 when you sign up, I’ll get 15 euros

Haha, of course I’ll do it—but first, I’ll look into this card a bit more!

Just so you know: - Over the past few months, when I withdrew 10,000 rupees from an ATM using one of my Visa or Mastercard cards, I was charged over 3.5% in fees (between the reduced exchange rate and the "Foreign Cash Withdrawal Commission") — I thought that was excessive; - I just noticed that when I withdraw 10,000 rupees with my ING Direct Mastercard (a free card) from a Canara Bank ATM, (1) I get a perfect exchange rate, meaning it’s not reduced (the same rate I can see on XE.COM, for example) and (2) my bank, ING Direct, charges me a 2% commission; - Conclusion: I find this completely reasonable. The only downside is that I’ll need to find Canara Bank ATMs.

Hi everyone, I’m reviving this thread because I have some questions about the Revolut card. We have the metal card, and online and in-person payments work great everywhere. The issue is with ATM withdrawals. Our card got swallowed in Indonesia, and we managed to get it back. We were told that the metallic aspect of the card was why the ATM kept it. Revolut’s chat support says it’s supposed to work everywhere, but obviously, we’re a bit wary after that experience... Has anyone tried withdrawing with the metal card?