Je pars pour trois mois au Brésil à la fin de l'année. J'ai réservé mon voyage avec ma CB Visa Cléo et je bénéficie donc directement d'une assurance accident et d'une assistance rapatriement/frais médicaux/hospitalisation.
Je me demande s'il est nécessaire de souscrire une assurance privée supplémentaire de type AVI, notamment au regard du montant des forfaits proposés par l'assurance/assistance proposés par la CB qui n'est pas très élevé (par exemple 11000 euros pour une hospitalisation).
Merci d'avance pour vos réponses, je suis néophyte en la matière et c'est un vrai casse-tête!
Bonjour
Oui à la question (le plafond est limite)
Attention aussi à la limite des 90 jours
Essayez de faire du charme à votre banquier 😉 pour avoir une carte Visa Premier. Ce sera le plus rentable, avec une couverture de 150 000 euros tout à fait correcte.
Merci pour votre réponse!
Cependant, j'ai déjà payé mon voyage avec ma CB Cléo, or pour être couvert il faut payer avec la carte..non? A votre avis un tel plafond c'est insuffisant (je précise que c'est 11000 euros PAR hospitalisation)?
Bonsoir
L'assistance (donc la prise en charge frais d'hospitalisation et rapatriement) est liée à la possession de la carte, il n'est pas nécessaire de payer avec.
Concernant l'assurance annulation, par contre elle est liée au paiement, et là je ne sais pas. Il faudrait en parler à votre conseiller bancaire (garder les 2 cartes jusqu'à la fin du voyage? signaler aux assurances le changement de carte, puisqu'il s'agit d'une "montée en gamme"?)
11 000 euros peuvent être consommés en 3 jours d'hospitalisation en soins intensifs dans un hôpital privé de Rio.
Attention à la limite de 90 jours de voyage, au delà il vous faudra un complément (que vous pouvez demander à Europ Assistance)
platypus14
j'ai été hospitalisé a RIO dans une clinique pour examens
quel recours je peux avoir pour le remboursement des frais?
Sécurité Sociale ou Carte de crédit?
Merci .
MADMAX09
Bonjour
Les deux
Si vous n'avez pas immédiatement informé de votre hospitalisation votre société d'assistance, vous risquez un refus de remboursement de leur part.
Contactez la maintenant pour ouvrir un dossier et leur demander la conduite à tenir, mais si vous avez payé, il faudra plutôt adresser une demande de remboursement à votre Caisse de Sécurité Sociale (gardez bien des doubles de tous les justificatifs), puis, après donc "un certain temps" de gestion du dossier, et après avoir reçu le versement de la CPAM, demander le remboursement du reste à votre société d'assistance.
platypus14
Je vous remercie de l'information.oui j'ai les justificatifs de paiement
le tout entre la radio prise de sang et consultation représente 250 euros.
la santé est chère au Brésil!
comme je ne suis pas dans l'Union Européenne .la Sécurité Sociale doit remboursée?
Merci Docteur Jean..
MADMAX09
Ah...
Avez vous votre domicile (en particulier fiscal) en France?
Etes vous affilié à la Sécurité Sociale Française?
Quelle était la durée de votre voyage?
La Sécurité Sociale vérifiera l'urgence et vous remboursera au tarif des soins équivalents pratiqués en France. Cela nécessite donc une étude de votre dossier qui peut prendre un peu de temps...(en plus, c'est centralisé je crois, à Vannes de mémoire, pour toute la France)
http://www.ameli.fr/...union-europeenne.php
Si vous avez une mutuelle, renseignez vous pour savoir si elle peut également participer au remboursement.
L'assistance de votre carte de crédit pourra vous rembourser éventuellement la part qui restera à votre charge, mais cela n'est valable en général que pendant les premiers 90 jours du voyage (d'où ma question). Ces sociétés demandent en principe à être prévenues avant l'engagement de toute dépense. Contactez celle qui vous concerne rapidement pour avoir les infos adaptées à votre carte et ouvrir si possible un dossier.
Attention depuis le 14 juillet.....si vous souhaitez rester plus de 3 mois au Brésil, en demandant à la fin de votre premier séjour de 90 jours, une extension pour 90 jours supplémentaires par le dépôt d'une demande de visa de tourisme sur place...cela n'est plus possible pour les Français 😠et donc vous devez rentrer en France pour 180 jours.....Le Brésil ne permet plus aux Français d'obtenir ce type de visa
Extrait :
Pour un voyage de tourisme ou d’affaires au Brésil d'une durée maximale de 90 jours, il n’est pas exigé de visa des ressortissants des pays suivants: France(*)...............
( * ) Conformément à l'Accord de 1996, le citoyen français est exempté de tout type de visa, à condition que: son séjour ait une durée maximale de 90 jours, tous les 180 jours.
Pour les ressortissants des pays ci-dessus à l'exception des français, ce séjour peut généralement être prolongé de 90 jours, moyennant une demande à la Police Fédérale brésilienne, déposée au Brésil, jusqu'à 30 jours avant la fin du séjour.
CHICOBRASIL
Bon ok mais comment ça ce passe pour un Français marié a une Brésilienne.?
DOIT IL RESTER 180 JOURS POUR REVENIR, ?
Salutations a sa famille
MADMAX09
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Hello,
We’re planning to spend 3 months in Madagascar starting in mid-February.
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Thank you.
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For several years now, increased aggression has been observed in Cape fur seals.
At least 70 unprovoked attacks on humans.
It was recently confirmed that this is due to rabies.
The suspected origin is contamination in Namibia by jackals.
The contagion seems to be spreading.
Preventive vaccination (of the animals) is being considered.
Just a reminder:
Rabies affects all mammals.
Once symptoms appear—sometimes weeks or even months later—death is inevitable.
It’s the bite that transmits the disease.
There are so-called "furious" forms with aggression, but also forms without aggression.
In case of a bite, in addition to standard wound care, tetanus prevention… rabies prevention is essential.
Stay careful out there…
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Thanks for getting back to me... Michelle from Quebec
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Thanks so much!