Bonjour,
Je pars dans quelques jours pour un circuit dans l'ouest, j'ai une carte bancaire visa qui comprend le rapatriement mondial assistance.
Ai je besoin en plus de souscrire une assurance voyage ? pour couvrir frais médicaux etc... au cas ou ?
En vous remerciant d'avance pour votre aide.
si tu as une carte visa premier et que tu as payé le voyage avec, cela suffit .
s'il s'agit d'une visa normale, tu n'es pas suffisamment couverte pour les frais médicaux . et donc il te faut absolument souscrire un contrat style "europassistance"
à +
philippe du lot
Bonjour Philippe et merci pour ta réponse.
Je n'ai qu'une visa normale avec laquelle j'ai payé mon voyage. je viens d'appeler europassistance mais ils demandent 83e pour un voyage de 3 semaines 🤪!!! connais tu d'autres assurances ? (avec des tarifs un peu moins élevés 😕?)
En te remerciant
tu ne trouveras pas moins cher à prestations équivalentes (sauf à vouloir' economiser 2 ou 3 € et je ne suis pas sur!) mais tu n'as pas le choix .
pour l'exemple une evacuation en ambulance et la nuit à l'hosto : environ 5000 $ à payer de ta poche .
c'est pour eviter cela, si tu voyages, que tu dois posseder une carte visa premier ou gold mastercard . penses y pour un prochain séjour .
à +
philippe du lot
D'aprés mon expérience je ne peux que conseiller de prendre une assurance assistance médicale pour couvrir les frais médicaux. Je m'explique, je réalisais un circuit touristique dans l'Ouest Californien, les différents parcs, et la Vallée de La Mort. Bref 14 jours de circuits durant lesquels un saut aux urgences s'est avéré nécessaire, pour une perfusion d'une huitaine d'heures... car déshydratation avancée... aprés la Vallée de la mort et un microbe attrapé qui n'a fait qu'engendrer des nausée, bref, j'ai été abandonné par mon car, aux urgences d'un hopital se situant sur le trajet, car j'étais quasi inconsciente 🤪.
Donc pour être pris en charge à l'hopitale, tout d'abord il faut crier Health Insurance, "She has Health Insurance" - (merci encore à mon guide), sinon tu peux crever, rien y fera, même ta carte Visa ne suffit pas, car c'est trop cher...
Une fois que le fax de ton assurance arrive, indiquant qu'ils prennent en charge, quelqu'un s'occupe de toi . Enfin, lorsque tu es rétablit, tu es jeté dehors 😮, à 2h du mat par exemple, ça les dérange pas.
Bilan de mon passage = 6600$ en 2 factures, une pour le médecin et une de l'hopitale. Heureusement, je n'ai pas eu à payer. Mon assurance a également pris en charge la nuit à l'hotel et la limousine du lendemain matin pour rattraper mon car. D'aprés leur règle ils ne pouvaient pas m'envoyer un taxi car le nombre de kilomètre à parcourir était trop important. (de Merced à SanFrancisco)
Donc, je pense qu'aller aus US sans assurance, c'est trés risqué, perso, je ne le ferais pas.
Voilà, prendre une assurance assistance médicale, c'est même vital quand on va aux US.
( voir le film Sicko de Michael Moore ... c'est la réalité du fonctionnement des hopitaux ) Rien à voir avec Urgences, ou Grey's Anatomy, les séries télé américaines, dans la vrai vie, les gens 🏴☠️ agonisent par terre aux urgences .
Bonne vacances 😉
à part cette visite non prévue, qui fut malgré tout interessante d'un point de vu humain, les US c'est vraiment magnifique à faire.
C'était ELVIA, assurance que j'avais souscrit en option avec mon voyage sur LastMinute.
Franchement, ils ont bien assuré, mais à mon retour en France, des vrai chieurs...
je suis d'accord, une assuranmce est indispensable. Finalement j, ai souscrit une assurance chez mondial asistance, c, est celle aui courait le plus els frais medicaux et d'hospitalistion.
j'ai paye 83 euros pour trois semaines.
et le US, c'est vraiment genial !! je suis actuellement a New york et je menvole demain ver la cote ouest.
Je sais que c'est un sujet qui revient souvent j'ai juste besoin d'avis car j'hésite à conditions égales entre Chapka ou AVASSIST? des personnes peuvent elles…
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Nous partons mercredi pour l'ouest des usa et je suis en train de décortiquer nos contrats d'assurance (mieux vaut tard que jamais). Nous avons une AMex gold…
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For several years now, increased aggression has been observed in Cape fur seals.
At least 70 unprovoked attacks on humans.
It was recently confirmed that this is due to rabies.
The suspected origin is contamination in Namibia by jackals.
The contagion seems to be spreading.
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