Ma question concerne les assurances pour un voyage aux Etats-Unis.
En regardant le contrat d'assistance de mon visa premier j'ai vu que les maladies préexistantes ne sont pas prises en charge (et tout événement lié a ces maladies). Connaissez-vous une offre d'assurance qui couvre justement ce genre de chose?
Etant dans le même cas et pour la même destination, si tu as des informations peux-tu mes les transmettrent
de mon côté, je vais contater l'association de ma maladie pour savoir si elle à des assurances-voyages
suite à une recherche personalisée sur internet, j'aie trouver sur les sites santé de AZ et santé-voyages l'information suivante :
Attention, la plupart des contrats d'assurances rapatriement ne couvrent pas les maladies chroniques. Toutefois, il est possible de négocier avec votre assurance via votre médecin, si votre état est stabilisé depuis longtemps.
Je vais parler de cette information avec mon medecin et les assurances-voyages pour savoir si c'est exact et possible
Si tu es pris à 100 %, demande à ta sécurité sociale et mutuelle si elle ne te prendrais pas en charge durant ton voyage à l'etranger (peux-tu me transmettre aussi leurs réponses "car ma SS à moi c'est inscrite aux abonnés : Je ne communique pas ou inexsistante, quelque que soit le mode"), autre interlocuteur le CNAMTS (siège social) à Paris tél :01-72-60-10-00
Chelsea
Pendant 2 ans et demi aller à la découverte du pays et des gens dans le cadre d'un Congé Epargne Temps (congé payé)
Bonjour
Concernant la carte Visa Premier, le contrat précise exactement ceci, en exclusion:
"Un Evènement trouvant son origine dans une maladie et/ou blessure préexistante(s)
diagnostiquée(s) et/ou traitée(s) ayant fait l’objet d’une hospitalisation (hospitalisation continue,
hospitalisation de jour ou hospitalisation ambulatoire) dans les 6 mois précédant la demande
d’assistance, qu’il s’agisse de la manifestation ou de l’aggravation dudit état"
Quant à la Sécu, elle remboursera a posteriori, après le retour en France, et au tarif français; Il faudrait donc avancer l'argent (beaucoup en général...) aux USA pour être très partiellement remboursé en France
Essayez avec la société AVA. Je vais faire la meme chose. Et pour info, si vous avez tout simplement eu une visite médicale (de suivi, par exemple) dans les 6 mois précédant le voyage, votre maladie est exclue (ds la plupart des contrats).
Ayant souscris pour un an un contrat avec la mondiale qui s' achève en Decembre, cela veut dire que je serai couverte En Novembre même si par ex il y a eu 1 hosp en Septembre mais que si je renouvelle le contrat, je ne serai plus couverte vu que l' hosp aura alors eu lieu moins de 6 mois avant et que tout soin ou rapatriement aurait alors lieu à nos frais
Idem pour amex et visa infinite je pense
Nous avons le même problème que vous, mon mari ayant déjà eu 5 stents cardiaque.
L'assurance qui vient avec ma carte Visa Premier ne prend pas en charge les évènements lié aux maladies antérieurs, et donc même pas le remboursement des billets d'avion en cas de problèmes liés à cette maladie. Donc j'ai contacté plusieurs sociétés: Mondiale, Europe, Swiss Life et finalement voici la compagnie qui prend en charge TOUT:
L'EUROPEENE D'ASSURANCE
41, rue des Trois Fontanot - 92024 Nanterre cedex
Tél. : 01 46 43 64 64 - Fax : 01 55 69 39 76
La formule assurance s'appelle PLENITUDE " SAUF QUE "
Son nom explique bien ce que c'est, elle couvre toutes les clauses d'exclusions qui sont inscrit sous la rubrique "sauf que".
Il faut téléphoner chez eux pour prendre cette assurance, elle n'est pas sur internet et leur site web.
Le prix: 6% du prix des billets d'avion. ATTENTION! Si vous voulez que l'assurance soit valable pour le remboursement des billets d'avion, il faut souscrire l'assurance le jour même de la réservation des billets.
Merci Martine infiniment pour votre réponse. Vraiment.
On est TOUJOURS en train de chercher. AVA vient de nous dire NON. On est tombé sur April Mobilité hier. Ils couvrent les maladies antérieures, mais on ne sait pas s'ils vont couvrir sa maladie. Il faut attendre la réponse de leur médecin.
En attendant, on va absolument appeler EUROPEENE D'ASSURANCE aujourd'hui. J'espère qu'il n'est pas trop tard. On part en décembre. Savez-vous s'il faut souscrire à un contrat 3 mois avant de partir en voyage -- on ne veut pas assurer les billets d'avion avec eux.
Non, il n'y a pas de délai, sauf si on veut prendre l'assurance remboursement des billets.
A savoir, je n'ai pas de problèmes de santé, seulement mon mari, mais il faut prendre l'assurance chez l'EUROPEENNE pour les 2 voyageurs car si mon mari avait un problème cardiaque et qu'il nous fallait annuler ce voyage, mon billet ne serait pas non plus rembourser par l'assurance de ma carte Visa, raison: annulation pour maladie antérieure!
Nous partons au Maroc samedi pour 15 jours et j'ai pris cette assurance au mois de septembre. Par contre pour notre voyage au Canada en fevrier, je l'ai souscrit le même jour où j'ai pris mes billets d'avion.
Et si l' hospitalisation remente à plus de 6 mois?
Je présume que le même problème se présente en cas d' affection préexistante
J' ai parlé de l' Européenne à une amie qui leur a téléphoné.Il lui a ete repondu que le contrat se souscrivait en ligne soit pour lr, billet seul, ou le séjour mais sur les Usa il semblerait que les frais couverts
soient modiques vu le prix des soins .Avez vous plus d' infos?
Merci
Non, je n'ai pas plus d'info. Je pense qu'il faut les appeler et bien voir le problème avec un conseiller. Mais je suis certaine que l'assurance PLENITUDE ne peut pas se prendre par internet. Votre amie n'a pas dû bien s'expliquer car je peux vous assurer que cette option " sauf que", n'est pas disponible sur internet.Si l'hospitalisation remonte à plus de 6mois, vous pouvez prendre d'autres assurances comme celle offerte avec la carte Gold ou Visa Premier. Ces assurances couvrent les maladies avec hospitalisation antérieurs à 6 mois.
En ce qui concerne les USA, vous avez raison de bien vérifier les contrats.
Téléphonez leur et demander qu'on vous envoie les Conditions Générales par mail.
Bonjour
Le délai de 6 mois se calcule à la date de l'événement (hospitalisation ou soins à l'étranger), et non à la date de souscription du contrat
Le délai des 6 mois est également valable pour la visa infinite
Pour Amex, vu les différents contrats complémentaires (garantie médicale, assistance plus, ...), je ne sais pas
Si je m'en tiens à la phrase citée, qui est extraite des conditions du contrat, oui.
A noter que bien évidemment cela ne concerne que la pathologie en cause: Si vous avez un accident de voiture, vous serez prise en charge sans problème.
Si vous avez un doute, appellez Europ Assistance
Voyager en santé › Canada/ États-Unis · 11 replies
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Hi there,
Does anyone know if there’s travel insurance for someone who’s had a heart attack?
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Thanks so much!
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Hello,
We’re planning to spend 3 months in Madagascar starting in mid-February.
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Best wishes to you all,
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We're about to go on an organized trip to South Africa, including Kruger Park. We were told that Malarone should preferably be taken in the evening at the same time during a meal. But it's hard to know what time we'll have dinner, especially since I've read that in South Africa, dinner is usually around 6 PM.
I'd love to hear from people who've been on organized trips to this destination and could share their experience. We were thinking of taking Malarone around 7:30 PM, assuming dinner would be closer to 7 PM than 6 PM. Also, if the meal ends up being earlier or later than when we take the pill, would a cookie or a piece of bread be enough to take with Malarone?
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Has anyone here had any experience with this? (Even if it’s a different medication or different countries, any input would be helpful!)
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I’m starting a new discussion on this topic since there doesn’t seem to be a recent one.
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I plan to bring my prescriptions with the INN (International Nonproprietary Name), as well as the original packaging (even though it’s a nightmare, but from what I understand, it’s necessary). But I’m not sure if that’s enough...
Have any of you been in this situation before? How does it work at customs—do I need to declare everything that exceeds the 3-month limit? Do I need a letter from my doctors?
I'm currently in Bangkok: How can I find a good doctor for a consultation? It's for a friend who'd like a second medical opinion compared to what they got in their country of residence.
Any professionals you'd recommend? How much does it cost?
I’ve already visited quite a few countries across several continents, but I’m pretty new to Asia.
I’m planning a trip to Thailand in October or November, and I wanted to check about health precautions: malaria treatment, vaccinations (hepatitis A or others...).
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Hi there,
I was wondering if anyone is heading to Cuba soon and could bring me some over-the-counter Sildenafil (viagra) tablets—available at Varadero Airport, among other places.
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Hi everyone.
After years of traveling to the USA without any medical insurance subscriptions—and luckily never having any major health issues (though I did get a scorpion sting buried in the sand at CBSouth, 😇)—life has caught up with us, and we’re now being forced into "wisdom" and leaving our carefree days behind.
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For several years now, increased aggression has been observed in Cape fur seals.
At least 70 unprovoked attacks on humans.
It was recently confirmed that this is due to rabies.
The suspected origin is contamination in Namibia by jackals.
The contagion seems to be spreading.
Preventive vaccination (of the animals) is being considered.
Just a reminder:
Rabies affects all mammals.
Once symptoms appear—sometimes weeks or even months later—death is inevitable.
It’s the bite that transmits the disease.
There are so-called "furious" forms with aggression, but also forms without aggression.
In case of a bite, in addition to standard wound care, tetanus prevention… rabies prevention is essential.
Stay careful out there…
Seeing seals from a boat along the coast isn’t rare in these parts…
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