Retirer de l'argent en Espagne... qu'est-ce qui est mieux? 1.Carte de crédit Visa Desjardins? Carte de débit Desjardins? Avez-vous une idée de leurs frais bancaires? 2.Y a-t-il quelqu'un qui a déjà utilisé sa carte ING Direct du Canada pour faire des retraits en Espagne? (Connaissez-vous leurs frais bancaires?) Merci. 3.L'idée de se promener avec de l'argent liquide... euh... est-ce une alternative? Plus on cherche sur internet, plus on se prend comme dans une toile d'araignée... ou on se retrouve dans un des trous de la toile et on s'pète la yeule par terre solide. - Martine C.
Cartes de crédit, frais bancaires et argent liquide en Espagne?
by Espana2011
This discussion is in French, the community’s main language.
Original post
Bonjour Groupe,
Message s'adressant aux Québécois... mais si quelqu'un, peu importe d'où il vienne, pense avoir une réponse: allez, hop! Cascade!
Retirer de l'argent en Espagne... qu'est-ce qui est mieux? 1.Carte de crédit Visa Desjardins? Carte de débit Desjardins? Avez-vous une idée de leurs frais bancaires? 2.Y a-t-il quelqu'un qui a déjà utilisé sa carte ING Direct du Canada pour faire des retraits en Espagne? (Connaissez-vous leurs frais bancaires?) Merci. 3.L'idée de se promener avec de l'argent liquide... euh... est-ce une alternative? Plus on cherche sur internet, plus on se prend comme dans une toile d'araignée... ou on se retrouve dans un des trous de la toile et on s'pète la yeule par terre solide. - Martine C.
Retirer de l'argent en Espagne... qu'est-ce qui est mieux? 1.Carte de crédit Visa Desjardins? Carte de débit Desjardins? Avez-vous une idée de leurs frais bancaires? 2.Y a-t-il quelqu'un qui a déjà utilisé sa carte ING Direct du Canada pour faire des retraits en Espagne? (Connaissez-vous leurs frais bancaires?) Merci. 3.L'idée de se promener avec de l'argent liquide... euh... est-ce une alternative? Plus on cherche sur internet, plus on se prend comme dans une toile d'araignée... ou on se retrouve dans un des trous de la toile et on s'pète la yeule par terre solide. - Martine C.
Le mieux est la carte de gicet pour retirer de l'argent. Moi j'avais des frais de 3$ par transaction. Je suis avec la banque nationale, mais ça doit être sensiblement la même chose avec les autres institutions financières.
Normalement, tu pourras faire des retraits dans 80% des gichets. Ils doivent faire parti du reseau PLUSS (Pour la carte de gichet Desjardins). C'est indiqué sur l'écran du gichet. Pour la carte ING direct, je sais pas, mais c'est soit le reseau CIRRUS ou PLUSS
Tu pourrais aussi faire des retraits avec ta carte de crédit, mais je crois que les frais sont plus élevés.
Sinon, pour faire des achats, je n'ai jamais eu de problèmes avec ma Mastercard.
Avoir de l'argent liquide sur soi n'est pas vraiment un problème, tant que tu ne cris pas sur tout les toîts que tu as 200 euros sur toi 😛.
À noter qu'il est toujours bon d'aviser ta caisse ou ta banque lorsque tu penses utiliser ta carte de crédit à l'étranger. Par mesure de sécurité, il pourrait arriver que celle-ci soit bloquée lors d'une première transaction.
Normalement, tu pourras faire des retraits dans 80% des gichets. Ils doivent faire parti du reseau PLUSS (Pour la carte de gichet Desjardins). C'est indiqué sur l'écran du gichet. Pour la carte ING direct, je sais pas, mais c'est soit le reseau CIRRUS ou PLUSS
Tu pourrais aussi faire des retraits avec ta carte de crédit, mais je crois que les frais sont plus élevés.
Sinon, pour faire des achats, je n'ai jamais eu de problèmes avec ma Mastercard.
Avoir de l'argent liquide sur soi n'est pas vraiment un problème, tant que tu ne cris pas sur tout les toîts que tu as 200 euros sur toi 😛.
À noter qu'il est toujours bon d'aviser ta caisse ou ta banque lorsque tu penses utiliser ta carte de crédit à l'étranger. Par mesure de sécurité, il pourrait arriver que celle-ci soit bloquée lors d'une première transaction.
On va toujours trop loin pour ceux qui ne vont nulle part (Pierre Flardeau)
Merci du conseil, Martin19...
Avoir une deuxième carte de guichet peut-être aussi très utile. Il m'est arrivé lors d'un précédent voyage que le guichet ''mange'' ma carte après trois tentatives ( j'avais eu une difficulté avec mon code)
Francine
Il m'est arrivé lors d'un précédent voyage que le guichet ''mange'' ma carte après trois tentatives ( j'avais eu une difficulté avec mon code)
maudite boisson 😛
maudite boisson 😛
On va toujours trop loin pour ceux qui ne vont nulle part (Pierre Flardeau)
Très drôle 😏 mais c'est plutôt mon conjoint à qui j'avais laissé utilisé ma carte. Ça m'apprendra...😉
Francine
Très drôle Martin19 et Fragen!
Mais je garde en tête vos suggestions:
ne pas boire en allant au guichet
et avoir deux cartes de guichet. Merci ben.
Sans blague, je ne pars jamais plus sans une deuxième carte de guichet. Il m'est aussi arrivé que le guichet garde ma carte parce que j'avais retiré de l'argent plusieurs fois dans la même journée. C'est ma caisse qui avait décidé d'annuler ma carte croyant que je me faisais frauder. Donc, très important aussi d'aviser sa banque que l'on part en voyage et qu'on peut utiliser notre carte plus fréquemment.
Aussi, si vous pouvez obtenir une carte de crédit avec puce (si vous le l'avez pas déjà) car en Europe il est de plus en plus difficile de se servir de nos cartes de crédit sans puce (surtout dans les stations services)
Aussi, si vous pouvez obtenir une carte de crédit avec puce (si vous le l'avez pas déjà) car en Europe il est de plus en plus difficile de se servir de nos cartes de crédit sans puce (surtout dans les stations services)
Francine
salut,
perso, je fais le virement d'une somme d'argent sur ma Visa pour laquelle j'ai activé un NIP. Je l'utilise pour faire les retraits. Puisque que le compte est approvisionné, ce n'est pas considéré comme une avance de fond donc pas d'intérêt et pas de frais !! J'amène ma carte débit Desjardins comme carte secours.
Cela fonctionne très bien ! expérimenté au Mexique, Pérou et dernièrement en Asie du sud-est lors d'un voyage de 4 mois. Il est facile de réapprovisionner le compte en cours de route.
Pour ce qui est de la carte ING , de mémoire les frais sont considérables.
bon voyage
Renée
perso, je fais le virement d'une somme d'argent sur ma Visa pour laquelle j'ai activé un NIP. Je l'utilise pour faire les retraits. Puisque que le compte est approvisionné, ce n'est pas considéré comme une avance de fond donc pas d'intérêt et pas de frais !! J'amène ma carte débit Desjardins comme carte secours.
Cela fonctionne très bien ! expérimenté au Mexique, Pérou et dernièrement en Asie du sud-est lors d'un voyage de 4 mois. Il est facile de réapprovisionner le compte en cours de route.
Pour ce qui est de la carte ING , de mémoire les frais sont considérables.
bon voyage
Renée
Justement pour ceux qui ont déjà visité Barcelone, de mon coté ma banque n'offre pas encore de carte de crédit avec puce.. vais-je avoir des problèmes ?
en 2009 j'en ai eu au Danemark, mais en France tout allait bien.. j'espère que ça va bien allé aussi en espagne 🤪
en 2009 j'en ai eu au Danemark, mais en France tout allait bien.. j'espère que ça va bien allé aussi en espagne 🤪
Blog Voyage: http://www.lecastorvoyageur.ca/
Bonsoir reneerachel,
J'aurais besoin d'un conseil assez rapidement car je m'en vais en France bientôt et j'aimerais savoir quelle est la meilleure façon de retirer de l'argent. Est-ce mieux avec la carte de guichet interac desjardins ou bien avec la carte de crédit Visa. J'aimerais éviter les frais bancaires autant que possible. J'ai déjà changé des dollars Can. en Euro et ça m'a coûté 1.40$ pour un euro. Ça monte vite les frais. Autant en avoir le plus pour notre argent. Merci pour tous les conseils.
Merci!
J'aurais besoin d'un conseil assez rapidement car je m'en vais en France bientôt et j'aimerais savoir quelle est la meilleure façon de retirer de l'argent. Est-ce mieux avec la carte de guichet interac desjardins ou bien avec la carte de crédit Visa. J'aimerais éviter les frais bancaires autant que possible. J'ai déjà changé des dollars Can. en Euro et ça m'a coûté 1.40$ pour un euro. Ça monte vite les frais. Autant en avoir le plus pour notre argent. Merci pour tous les conseils.
Merci!
Nous sommes les plus chanceux de la terre, nous avons la santé pour pouvoir voyager.
Salut,
J'ai utilisé ma carte (lorsque je pouvais) en France... pour des achats.. pas pour des retraits.. car tu doit savoir que l'émettrice de ta carte te chargera des intérêts dès le retrait du montant demandé.. alors je te conseil de garder l'argent déjà échangé pour les endroits ou la carte de crédit n'est pas accepté - ou les petit montants...
sur ce.. bon voyage !
J'ai utilisé ma carte (lorsque je pouvais) en France... pour des achats.. pas pour des retraits.. car tu doit savoir que l'émettrice de ta carte te chargera des intérêts dès le retrait du montant demandé.. alors je te conseil de garder l'argent déjà échangé pour les endroits ou la carte de crédit n'est pas accepté - ou les petit montants...
sur ce.. bon voyage !
Blog Voyage: http://www.lecastorvoyageur.ca/
Justement pour ceux qui ont déjà visité Barcelone, de mon coté ma banque n'offre pas encore de carte de crédit avec puce.. vais-je avoir des problèmes ?
en 2009 j'en ai eu au Danemark, mais en France tout allait bien.. j'espère que ça va bien allé aussi en espagne 🤪
Non, pas de problème ni pour une carte de crédit ni pour une carte de débit sans puce.
en 2009 j'en ai eu au Danemark, mais en France tout allait bien.. j'espère que ça va bien allé aussi en espagne 🤪
Non, pas de problème ni pour une carte de crédit ni pour une carte de débit sans puce.
Yes merci.... je les ai utilisé les deux la bas.. sans problème effectivement 🙂
Blog Voyage: http://www.lecastorvoyageur.ca/
Haha!!! Oups! Je viens de voir que le message date d'il y a un an!
😊
Hé bien tant mieux que vous n'avez pas eu de pb. 😛
😊
Hé bien tant mieux que vous n'avez pas eu de pb. 😛
salut,
relis bien mon message , il me semble avoir clairement expliquer ma façon de fonctionner.
Il est préférable d'avertir sa banque que l'on est en déplacement à l'extérieur du pays afin que la carte ne soit pas bloquée pour transaction douteuse
bon voyage
Renée
relis bien mon message , il me semble avoir clairement expliquer ma façon de fonctionner.
Il est préférable d'avertir sa banque que l'on est en déplacement à l'extérieur du pays afin que la carte ne soit pas bloquée pour transaction douteuse
bon voyage
Renée
J'ai déjà changé des dollars Can. en Euro et ça m'a coûté 1.40$ pour un euro. Ça monte vite les frais.
comme le court actuel est de 1.35 tu n'as payé au max de frais que 0.05$ pour un euro. Et de plus comme l'euro etait plus haut comparé a cette semaine, ca ne t'a couté en frais moins de 0.05$ cad
Soit pour obtenir 1000 euros tes frais n'ont été au max que de 50$ cad
comme le court actuel est de 1.35 tu n'as payé au max de frais que 0.05$ pour un euro. Et de plus comme l'euro etait plus haut comparé a cette semaine, ca ne t'a couté en frais moins de 0.05$ cad
Soit pour obtenir 1000 euros tes frais n'ont été au max que de 50$ cad
bonsoir,
merci de m'avoir repondu rapidement.
J'ai appelle visa et il m'ont repondu que le montant de ma marge de credit etait trop eleve pour le faire. Maintenant, je suis sur le point de partir, donc je n'ai plus le temps de faire des recherches. Je vais utilisé ma carte débit pour faire des retraits et ma carte de credits pour depanner.
A la prochaine!
A la prochaine!
Nous sommes les plus chanceux de la terre, nous avons la santé pour pouvoir voyager.
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Summer 2027 is going to be Norwegian for us! We’re heading to the Lofoten Islands first, then Senja, near Tromsø, and finally the North Cape. We’ll likely start from northern Finland (flight tickets and car rentals are more affordable there).
I’d like to book accommodations early to have more options. Good value-for-money places go fast in these pricey Nordic destinations...
But where should we book?
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One place in the central part and explore from there?
One place in the south and another in the center?
Or one in the south, one in the center, and one in the north (3-4-3 nights)?
Our main goal is hiking.
Thanks for your tips!😉
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Day 10: Transport via Enna? TO BE RESOLVED (long, 2 or 3 changes, limited accommodation in Enna...)
Day 11: AGRIGENTO: town and Scala dei Turchi (optional) Day 12: Valley of the Temples + archaeological museum
Day 13: Departure for TRAPANI (4h), afternoon: town (+ salt flats?) Day 14: Segesta (day trip) + town/Erice Day 15: Monte Cofano Nature Reserve (hike + summit) (day trip) Day 16: Zingaro Nature Park (coastal route out, ridge route back) (day trip)
Day 17: Departure for the AEGADIAN ISLANDS: Levanzo and Favignana (bike), overnight if possible Day 18: Egadi Islands
Day 19: Departure for PALERMO + first visits Day 20: The city Day 21: The city (Monreale?) Day 22: Options: - Capo Gallo hike (3.5h round trip) (via Mondello) - Cefalù (45 min by train) Day 23: Return flight
I’d love to get your thoughts on the following itinerary (late May). I like to take my time in ruins and museums, and beaches don’t interest me. I’ll be staying in hostels and using public transport. Do you see any major omissions or things that aren’t worth it? Thanks!
Day 1: Arrival in CATANIA Day 2: Catania – visit (fish market, cathedral, Biscarri Palace, etc.) Day 3: Mount Etna (day trip)
Day 4: Morning trip to TAORMINA, visit the town Day 5: Alcantara Gorge (day trip) + more time in Taormina
Day 6: Trip to SYRACUSE, visit Ortigia Day 7: Ortigia Day 8: NOTO (day trip) (or another Baroque town?) Day 9: Syracuse Archaeological Park + more time in Ortigia (or leave for Enna?)
Day 10: Transport via Enna? TO BE RESOLVED (long, 2 or 3 changes, limited accommodation in Enna...)
Day 11: AGRIGENTO: town and Scala dei Turchi (optional) Day 12: Valley of the Temples + archaeological museum
Day 13: Departure for TRAPANI (4h), afternoon: town (+ salt flats?) Day 14: Segesta (day trip) + town/Erice Day 15: Monte Cofano Nature Reserve (hike + summit) (day trip) Day 16: Zingaro Nature Park (coastal route out, ridge route back) (day trip)
Day 17: Departure for the AEGADIAN ISLANDS: Levanzo and Favignana (bike), overnight if possible Day 18: Egadi Islands
Day 19: Departure for PALERMO + first visits Day 20: The city Day 21: The city (Monreale?) Day 22: Options: - Capo Gallo hike (3.5h round trip) (via Mondello) - Cefalù (45 min by train) Day 23: Return flight
Hello,
We’re heading to Bavaria from May 13 to 23, with a side trip to Austria.
Here’s our itinerary:
Day 1: Brussels-Munich
Day 2: Munich
Day 3: Munich and departure for Salzburg
We’ll be staying three nights in Salzburg.
Then we’ll head to Garmisch-Partenkirchen, where we’ll stay for five nights.
Visiting Munich and Salzburg isn’t too tricky.
Once in Garmisch, we’re planning a day in Innsbruck, a day for Neuschwanstein Castle, and the rest is still up in the air.
What’s really got me stumped is that we’d love to see Königssee Lake—everyone says it’s a must-see.
We’d also like to visit the Eagle’s Nest (Kehlsteinhaus), where the landscapes are supposedly stunning.
This would either be a round trip while we’re in Salzburg or on the way between Salzburg and Garmisch, but I’m guessing it’s impossible to do the drive from Salzburg to Garmisch, the Eagle’s Nest, *and* Königssee Lake all in one day.
Plus, the Alpine route between Salzburg and Garmisch seems prettier than the highway.
But honestly, I’m feeling a bit overwhelmed with the planning.
We should’ve added a stop between Salzburg and Garmisch, but the hotels are already booked.
Thanks for any advice on the itinerary and visits!
Another question: How far in advance should we book Neuschwanstein, Königssee, and the Eagle’s Nest in May?
Thanks so much in advance for your tips and ideas!
hi
I’ll be in Copenhagen this coming May for a few days.
Do you have any recommendations for things to visit?
If I had to pick one castle to visit, which one would it be?
I’m torn between: Rosenborg Castle, Amalienborg Palace, or Frederiksborg and Charlottenborg Palaces
Any suggestions?
Thanks
I’ll be in Copenhagen this coming May for a few days.
Do you have any recommendations for things to visit?
If I had to pick one castle to visit, which one would it be?
I’m torn between: Rosenborg Castle, Amalienborg Palace, or Frederiksborg and Charlottenborg Palaces
Any suggestions?
Thanks
hi
I’m wondering if anyone can give me some info on how to get from Mallorca to Menorca.
Since flights are cheaper to Mallorca, I’d like to go that way.
Thanks so much for your help!
Hi there,
We’re planning a trip to Finland and Norway this summer, starting in Oulu to explore Lapland, heading up to the North Cape, and then making our way down to Bergen.
This route means renting a car in Finland and dropping it off in Norway. My initial searches are showing rental rates that are... astronomical—about three times the price compared to returning it at the starting point.
I’m guessing I’m not the only one wanting to visit both countries. Are there any great tips to drastically reduce the cost of renting a car?
Thanks to the community for your suggestions!
We’re planning a trip to Finland and Norway this summer, starting in Oulu to explore Lapland, heading up to the North Cape, and then making our way down to Bergen.
This route means renting a car in Finland and dropping it off in Norway. My initial searches are showing rental rates that are... astronomical—about three times the price compared to returning it at the starting point.
I’m guessing I’m not the only one wanting to visit both countries. Are there any great tips to drastically reduce the cost of renting a car?
Thanks to the community for your suggestions!
Hi there, we’re a couple of bikers planning a trip to Majorca in June 2026, and I’d love to organize a half-day or full-day boat or catamaran outing. Which coast do you think is the nicest for this, and do you have any suggestions or personal experiences to share? Thanks in advance!
Hi there,
We’ll be staying in London for 3 nights in September.
Could you recommend a hotel near a tube station, at a good price, with fairly spacious rooms?
Thanks! 🌸
We’ll be staying in London for 3 nights in September.
Could you recommend a hotel near a tube station, at a good price, with fairly spacious rooms?
Thanks! 🌸
Hi there,
Does anyone know if there are any works in progress at Torcello, and if so, what type of works and how long they’re expected to last?
Thanks in advance
Hi everyone,
I’m sharing my draft itinerary with you because I just booked our flight tickets, and I feel like it’s quite late in the season. So, I’d like to be sure about my stops before reserving the hotels. I’ll be traveling alone with my two adult children. We want to prioritize outdoor walks, avoid too many indoor visits (both for budget and preference), and not spend too much time on the road.
D1: Arrival at 9 AM in Malaga, day in Malaga and overnight stay D2: Head straight to Nerja (1-hour drive) and spend the night there D3: Head straight to Granada (1.5-hour drive), spend the day and night there D4: Granada. Visit the Alhambra (Nasrid Palaces tour at 5 PM) and spend the night D5: Head to Ronda (2.5-hour drive) and spend the night D6: White Villages and overnight in Ronda D7: Head straight to the Costa del Sol (e.g., Estepona), spend the day and night there D8: Return to Malaga to catch our flight
There you go! This itinerary takes into account that we’d like to do a circuit starting from Seville in a few years. That said, it’d be a shame to miss something doable from Malaga.
Questions: Since the Alhambra visit is only at 5 PM, and we’d already have the day to explore Granada, would arriving the day before be a mistake? Or should we skip this day and dedicate it elsewhere (Costa del Sol? Head toward Tabernas?)? The old town appeals to me, but maybe the Sacromonte neighborhood isn’t essential... Same question for Ronda: should we dedicate a full day to it, or combine Ronda and the White Villages in one day? Note that we love wandering around villages outside, so that might answer my question! :)
Final question: Is it better to rent the car at Malaga Airport or in the city? If we rent at the airport, we’d need a hotel with parking, which doesn’t seem easy. Or stay outside the city and park for free near the center if possible? I’ve read comments about taking a taxi to Malaga and then picking up the rental car at the airport the next morning. The taxi would really need to be affordable...
Thanks so much for your feedback and suggestions for visits during this little circuit. Have a great day, everyone! Christine
D1: Arrival at 9 AM in Malaga, day in Malaga and overnight stay D2: Head straight to Nerja (1-hour drive) and spend the night there D3: Head straight to Granada (1.5-hour drive), spend the day and night there D4: Granada. Visit the Alhambra (Nasrid Palaces tour at 5 PM) and spend the night D5: Head to Ronda (2.5-hour drive) and spend the night D6: White Villages and overnight in Ronda D7: Head straight to the Costa del Sol (e.g., Estepona), spend the day and night there D8: Return to Malaga to catch our flight
There you go! This itinerary takes into account that we’d like to do a circuit starting from Seville in a few years. That said, it’d be a shame to miss something doable from Malaga.
Questions: Since the Alhambra visit is only at 5 PM, and we’d already have the day to explore Granada, would arriving the day before be a mistake? Or should we skip this day and dedicate it elsewhere (Costa del Sol? Head toward Tabernas?)? The old town appeals to me, but maybe the Sacromonte neighborhood isn’t essential... Same question for Ronda: should we dedicate a full day to it, or combine Ronda and the White Villages in one day? Note that we love wandering around villages outside, so that might answer my question! :)
Final question: Is it better to rent the car at Malaga Airport or in the city? If we rent at the airport, we’d need a hotel with parking, which doesn’t seem easy. Or stay outside the city and park for free near the center if possible? I’ve read comments about taking a taxi to Malaga and then picking up the rental car at the airport the next morning. The taxi would really need to be affordable...
Thanks so much for your feedback and suggestions for visits during this little circuit. Have a great day, everyone! Christine
Hello,
we’re a couple planning a 2-week road trip this August, with a must-stop (about 3 days on Skye). Any route suggestions? Hotel recommendations? Photo spots?