j'aurais aimez savoir si les contrat RAQVAM, PRAXIS, PACS etait valable pour un sejour de 3 mois en thailande et 1 mois au laos.
en complement j'ai ma carte mastercard classique(pas la gold).
je ne suis pas client maif, mon assurance habitation est a la maaf. est ce que j'ai besoin de resilier mon assurance a la maaf pour etre client maif.
ma mutuelle est celle de mon entreprise, je demissionne donc je n'aurais plus de mutuelle, est necessaire d'en prendre une avant de partir.
tout cela est flou pour moi cela fait des heures et des heures que je cherche et plus je cherche plus je m'embrouille l'esprit.
en esperant avoir des conseils propre a ma situation
merci d'avance
Les garanties du contrat vous sont acquises :
– sans limitation de durée en France métropolitaine, en Guadeloupe, en Martinique, à la Réunion,
en Guyane, en Andorre et à Monaco, ainsi que dans les collectivités d’outre-mer françaises,
– dès lors que la durée totale du voyage ou du séjour n’excède pas un an, dans tous les autres pays
du monde ou territoires, notamment dans les pays de l’Union européenne.
Quand les garanties s’appliquent-elles ?
En cas de :
– maladie ou d’accident corporel d’un bénéficiaire,
– décès d’un bénéficiaire, d’un ascendant, d’un descendant, ou d’un frère ou d’une soeur
d’un des bénéficiaires,
– vol ou perte des papiers d’identité ou d’argent d’un bénéficiaire.
La maladie est une altération soudaine et imprévisible de la santé, consécutive ou non à une situation
préexistante, n’ayant pas pour origine un accident corporel, constatée par une autorité médicale
compétente et qui empêche la continuation normale du voyage ou du séjour.
À l’occasion :
– d’un déplacement en France, quels que soient la durée et le motif du déplacement, à condition
que l’événement se produise à plus de 50 km du domicile du bénéficiaire ;
– d’un déplacement à l’étranger, dans le monde entier, d’une durée maximum d’un an, que le déplacement
soit à but touristique, humanitaire, ou effectué dans le cadre d’études universitaires ou de séjours au
pair, ou dans un cadre professionnel. Les garanties s’appliquent alors sans franchise kilométrique.
voir
http://www.maif.fr/...stions-etranger.html
le site MAif mentionneJe pars avec ma famille en voyage organisé en Finlande.
Devons-nous souscrire une assurance rapatriement ?
Non. Vos enfants, votre conjoint (ou votre concubin) et vous-même bénéficiez des services d'Inter Mutuelles Assistance (IMA) en cas de maladie ou d'accident entraînant des blessures. Si l'état de santé du malade ou du blessé le nécessite, IMA prendra en charge son rapatriement à son domicile ou à l'hôpital le plus proche. Dans ce cas, les personnes valides seront également rapatriées. Les frais médicaux et d'hospitalisation engagés à l'étranger seront également assumés par IMA après intervention des organismes sociaux à concurrence de 80 000 euros. N'hésitez pas à contacter MAIF Assistance, 7j/7 et 24h/24, en téléphonant au : 0 800 875 875 depuis la France (appel gratuit depuis un poste fixe), ou + 33 5 49 77 47 78 depuis l'étranger.
NB : En cas d'accident, si vous êtes titulaire du contrat Raqvam ou du contrat Praxis Solutions, faites une déclaration auprès de votre délégation dès votre retour.
NB : En cas d'accident, si vous êtes titulaire du contrat Raqvam Arbitrage, Raqvam Équilibre ou Raqvam Sérénité ou du contrat Praxis Solutions, faites une déclaration auprès de votre délégation dès votre retour. * *****************************************************
* ******************************************************
L es assurances voyages des cartes bancaires ( assistance et rapatriement ) couvrent un séjour de 90 jours maxi ( durée entre le moment ou vous quittez votre résidence et le jour ou vous y retournez)
donc si vous envisagez 4 mois de voyage , il est fort probable que ces assurances ( et notamment celle de votre carte bancaire) ne vous couvrent pas
A Noter que les assurances des cartes bancaires classiques ( VISA clasique, Mastercard ..) ont des plafonds de remboursement frais et rapatriement qui sont plafonnés, avec un plafond beaucoup trop faible pour vous couvrir en cas d'accident grave
quelques jours en réanimation dans un bon hôpital à Bangkok et le plafond est atteint
vérifiez bien ce point éventuellement optez pour une VISA Premier ou équivalent
allez sur le site internet de votre carte et lisez attentivement les clauses : vous y découvrirez des tas de choses intéressantes sur ce qui vous couvre et aussi et notamment la longue liste de tout ce qui exclu des garanties
a noter que les assurances voyage ne couvrent que les risques "urgents" donc soins d'urgence sur place et rapatriement sanitaire
Une fois rapatrié en France, l'assurance voyage vous laisse au bons soins de la sécu ..
donc je ne suis pas vraiment sur qu'une mutuelle soit utile au cours du voyage; par contre en France a votre retour : c’est une autre question
Pars avec mon amie plusieurs mois en Asie, commençant mon périple au vietnam quelle est selon vous la meilleure assistance peut on se contenter de l assistance…
Voila, je me présente, je m'appelle anthony et avec ma copine nous préparons un trip routard en Asie du sud ouest (départ le 5octobre pour 1ans et plus avec…
J'ai réservé hier mon billet et mes assurances et je voulais le partager ici au cas où ça pourrait éclairer certains dans leur propre choix. Je n'ai pas la…
Je suis désolée d'ouvrir encore un topic à ce sujet; mais je n'arrive plus à me résumer ce qu'il me faut comme assurance et assistance pour un voyage de 8 mois…
Tous nouveaux sur ce forum nous partons ma femme et moi un mois complet en thailande (mai) on se poise la question pour une eventuelle assurance pour ce…
Hi everyone,
I’m currently working on a 30-day itinerary for May/June 2027.
10 days in eastern Java (Malang, Bromo, waterfalls, Meru Beriti Park, Banyuwangi, and Ijen), a short transit in Ubud for a few days, then Flores before heading back to Jakarta.
We’ll spend 15 days in Flores (the classic route: Moni, Bajawa, Riung, Ruteng, ending in Labuan Bajo).
I’d love some firsthand feedback on flights to Maumere or Ende from Bali Denpasar. I know there are no direct routes and that you have to connect through Labuan Bajo or Timor (I think), which isn’t an issue in itself.
But I’ve read here and there that flights to these destinations can be delayed—or worse, canceled—and that it’s better to fly in and out of Labuan Bajo, which isn’t exactly ideal...
Thanks for any tips or experiences you can share!
Cette ville a été mille fois racontées mais jamais de cette façon impertinente.
Oser parachuter Christian Lacroix, ses arlésiennes, ses boléros, ses matadors et le baroque de sa Camargue natale en plein cœur de Hoi An, il fallait oser le parallèle.
I need some expert advice on these two destinations for a 15-day trip. We land in KL and plan to stay for 2 days before heading to Borneo and finishing with an island for snorkeling.
For those who’ve been, what are your must-sees?
We were thinking of spending the last 3 days on the Perhentian Islands, unless you’ve got another island to recommend near Borneo.
Thanks for your tips and help!
Hi everyone,
Could you share your thoughts on my 3-week itinerary?
We’re a small group (family + friends) of 12 people, planning to leave around January 21, 2027.
Here’s my itinerary:
3 nights in Bangkok
4 nights in Chiang Mai
3 nights on Koh Samui
3 nights on Koh Phangan
4 nights in Krabi
4 nights in Phuket
I’m also open to any great tips you might have...
Thanks, everyone! Alain.
I’d love to get some feedback on our itinerary—it’s probably pretty basic! This is our second trip to Asia and our first to Indonesia. We have three kids aged 20, 18, and 12. We land in Jakarta at 4 PM, spend 3 nights/2 days there, then take the train to Yogyakarta for 3 nights/2 days, followed by the train to Surabaya for 2 nights/1 day, then the train to Bromo for 1 day/1 night, a private driver to Ijen for 2 nights/2 days, then on to Bali (Ubud) for 4 nights/3 days, followed by Gili Air for 3 nights/2 days, Senggigi (Lombok) for 2 nights, and finally 5 nights in Kuta. I’m considering cutting the 2 nights in Senggigi to just keep Kuta and extend it to 7 nights. In Lombok, I’m not sure how to get around since I’m not comfortable with scooters... Your thoughts on all of this, and any advice, are more than welcome—don’t hesitate!
For those wondering why cities like Jakarta and Surabaya: we don’t often get the chance to visit big Asian cities, so we wanted to include that discovery in our trip. The trains between Jakarta and Yogyakarta, Surabaya and Probolinggo are booked. The return flight from Lombok to Jakarta is also set. Accommodations are booked but flexible (same for the trains).
Hi! I’m planning a 15-day trip to Malaysia. The idea is to visit KL for 2 or 3 days, then Borneo, and I’m wondering what to do with the rest of the time. I’d like to finish with the Perhentian Islands... What do you think? Any tips or advice would be great—I’d really appreciate it!
Hi everyone,
I’m looking for addresses for guesthouses or, even better, houseboats or rafting houses on the River Kwai, between Kanchanaburi and Sangkhlaburi, to spend a few weeks contemplating this beautiful river.
Thanks for your suggestions!
Premaria
Hi there,
we’re currently in Mai Chau and tomorrow we’re hitting the road back to Hanoi to head up toward Bac Ha and Sapa.
We haven’t really had a set plan since we arrived—we’ve already done the Halong Bay on land and by sea.
I’ve got 2 free days before heading to Bac Ha and Sapa.
Any tips?
Thanks, and looking forward to hearing from you.
Hi fellow travelers,
First trip to Vietnam.
We’ll be arriving in Ho Chi Minh City during Tet.
Is it complicated to find accommodation and get around during this period?
Any tips would be welcome.
Thanks for your replies.
Silly question—backpack or hard-shell suitcase for the Sepilok, Kinabatangan, Tioman, KL trip?
I’m struggling to fit all my son’s and my stuff into the 70L backpack... and I’m thinking a suitcase would be easier, but I’m not sure if it’ll work for getting around.
Hi there,
I didn’t plan to return to Thailand this year, but my health conditions mean it’ll be the best place for me to stay between two trips to India. The tourism setup there is so well-organized that it’s the most "comfortable" country for a short visit. Thailand feels too sanitized for my taste, and there’s too much religion, Buddha, and the King, but it’s still the best option given how my health has been evolving. I’d considered two weeks in ThaTon for hiking, but I got too sick from the burn-offs during my trips to the mountains around Chiang Rai. So I’m not sure where to go this year. Definitely not the sea, touristy spots, or the mountains with burn-offs...
Hello.
In 1996, we crossed Vietnam from Saigon to Hanoi by motorbike—Minsk bikes we bought in Saigon. I haven’t been back since, and it seems like a lot has changed.
- We’re heading to the south (well, the north and center) with the family in July-August (3 people).
- Is the road network more developed now? Back then, there was only National Route 1 from south to north. I’m thinking of renting a car this time (no motorbike with the family—though in ’96, they had a Jawa sidecar for sale, and we hesitated… maybe it’s for the best).
- Is Halong Bay really something to avoid because of overtourism? Even back then, it was pretty crowded. Is there a less touristy alternative?
- We’ll be traveling from Hanoi down to Danang (the only city we didn’t stop in back in ’96). Even though it’s a bit overhyped in a Chinese-tourist kind of way (from what I’ve read), we’re only going for the beach—pure relaxation for 7 days. The beaches are stunning, and I know the South China Sea is warm like coffee.
- Then, we’ll visit Hoi An, where I stopped in ’96. It was already popular with backpackers back then, but no glowing boats or all the touristy fuss!
- After that, Hue, where I have great memories—it’s a beautiful city.
- And also the nature around Ninh Binh, followed by 2-3 days in Hanoi.
That’s the plan. I’d love to hear any tips to avoid mass tourism, and if anyone’s done this before:
- Is it possible to rent a car in Danang and drop it off in Hanoi?
Hey everyone,
I’m over in East Borneo in mid-July.
I’m struggling to wrap up the end of my itinerary, even though it’s pretty straightforward (long but simple).
Last year, we did Malaysia (KL and the mainland + around Kuching).
Day 1 – Arrive in Kota Kinabalu early, stroll around town and hit the must-sees.
Day 2 – Excursion to Tunku Abdul Rahman Park, snorkeling at 3 islands.
Day 3 – Hike around Mount Kinabalu without summiting (450 per person, no way).
Day 4 – Poring Hot Springs + evening flight to Sandakan.
Day 5-6-7 – Kinabatangan River (still looking for the right guide).
Day 8 – Sepilok for the orangutans, the Sun Bear Centre, and Rainforest Discovery Centre.
Day 9 – Selingan, turtle island.
Day 10 – Head to Semporna.
Day 11-12-13-14 – Sipadan, Mabul, Kapalai.
Day 15 – Bohey Dulang.
Day 16 to Day 25: I’M STUCK.
I looked into Danum Valley, but for 3 days/2 nights, they’re quoting 650 € per person—come on, that’s ridiculous.
I checked out a detour into Indonesia (still East Borneo), but I’m having trouble deciding what would be amazing.
I read about Sangalaki + Kakaban (2 islands, 1 base) / Mahakam Delta - Kutai (orangutans and river) / Sungai Boh (Dayak Kayan) – jungle & culture.
But honestly, I’m struggling to finalize this itinerary.
If we venture that way, we’d head back to KK from Balikpapan.
For a 4-month stay in Egypt, I had ENORMOUS problems. The regulations are very bureaucratic and extremely nitpicky there. For a 4-month stay in the Philippines, I was wondering if the procedures are just as complicated? I’m bringing my cell phone with an eSIM. Should I choose a plan from Canada for use in the Philippines, or should I get a plan only once I arrive? After 30 days, do I renew with the Canadian provider I chose before leaving, or do I switch to a local company? Do I need to register my phone with the authorities in the Philippines? (That was the case in Egypt.) For the 3rd and 4th months, will it be just as simple—renewing with a Canadian or local provider—or should I expect problems?
Hello,
I’ll be in Malaysia with my wife, mainly in Langkawi and Penang for Christmas and New Year’s at the end of 2026.
If you’ve had the experience—and since I’ve read (though it’s not very clear) that these two islands get quite crowded during this period—would you recommend booking accommodation well in advance, or is it easy to find something on the spot?
Hotels or Airbnb?
Do you have any great tips for accommodation or any practical info to share?
We’ll be staying 5 to 7 days on each island.
Thanks in advance for your replies
Hi there. To make the most of Lake Toba, is it better to find accommodation on the lake’s shores (which one?) or on Samosir Island? Thanks for your tips!
Hi there,
We’re heading to Vietnam as a family on July 8th for a little over 3 weeks (north and center). We’ve only booked the first 3 nights in Hanoi, and nothing else after that. We like to decide things on the spot and go with the flow, without rushing everywhere. But I’m still a bit unsure: when heading down to the center (Hue), is it better to book the overnight trains in advance? We don’t want to take any flights while we’re there—just use the overnight train for the long trips. But I’m worried we won’t get seats if we buy the tickets on the spot, say, 2 days before. What do the experts here think? And which website can we use to book the tickets? Thanks in advance for your tips!
Hi everyone!
I’m heading back to Thailand in July 2026 with a stopover in Cambodia to visit the Angkor site.
After Angkor, I’ve booked a stay on Ko Chang island. Does anyone know if there are direct transport options from Cambodia to Ko Chang without having to go back through Bangkok? That would be amazing!!
I think there are, but I’d need more details!!
I went to Thailand in February 2025 and don’t remember having to apply for a visa—is that still the case now? And for Cambodia too?
Thanks so much!!!
Laurence from Bayonne
Hi,
After our trip to China, we want to spend a week in the Philippines for some beach time and snorkeling.
We're looking for the best spot to settle in—nice beaches, great marine life, and short transfer times.
Thanks for your suggestions!
Does anyone know of a private transfer or taxi company that organizes transfers from the Sukhothai area to Chiang Mai?
Our routes are Sukhothai-Lampang, Lampang-Chom Thong, and Chom Thong-Chiang Mai.
My searches on Google Maps, 12Go, and others haven’t turned up much...
For our Bangkok-Sukhothai trips, I use a company I’ve already tried, but they don’t have a fleet available from Sukhothai and have to go through third-party companies—which, understandably, take their commission. This nearly doubles the prices...
There are four of us, and we’re not traveling light, so a minibus isn’t an option. ;-)
Hello,
While traveling in Thailand, I’m looking for a Buddhist kumlai reed bracelet.
Does anyone know where I can find one?
In Bangkok, I visited a few temples but didn’t see any in the nearby shops.
If you have any ideas, I’d love to hear them! Have a great day! :-)
My trip’s coming up, and I’m having a bit of trouble with three bus/minivan routes. Usually, I find everything at this time of year, but this time—yikes!
Sandakan → Sepilok:
No app for this one—you just hop on bus #14 at the local terminal (pay cash on board). But where do I catch it, and where’s the stop??
Sandakan → Semporna:
From what I’ve heard, it’s the Sida Express company (great name, right? 😄).
Can’t book online, but apparently, you *have* to because there’s only one bus at 8 AM.
Where do I board, and where does it drop me off?
Semporna → Tawau:
Found this via AI—is it legit?
No online booking, as far as I can tell.
Minivans leave from a stop in the Jalan Hospital area, near the Milimewa supermarket, supposedly????
And when you arrive, does it drop you at **Sabindo Square** in Tawau?????
Hi there,
we’ll be in Mai Chau in June and we’re thinking of heading to Sapa, but first spending a few days in Bac Ha to do some hiking and explore the area.
Is this a good idea for those who’ve been there?
How do you get there?
Thanks for your feedback.
Looking forward to hearing from you.
Cédric.
Hi there,
I’m planning an itinerary and would love some feedback on whether it’s doable and if the number of days per destination is enough—or too much. I was also debating whether to add an extra night on an island or spend an extra night in Kampot to visit Kep or Battambang.
March 23: Arrival in Phnom Penh in the morning
March 24: Phnom Penh
March 25: Phnom Penh
March 26: Depart for Kampot
March 27: Kampot
March 28: Depart for Battambang
March 29: Battambang
March 30: Tonlé SAP to Siem Reap
March 31: Siem Reap
April 1: Siem Reap
April 2: Siem Reap
April 3: Siem Reap
April 4: Siem Reap
April 5: Departure
Hi there,
Yesterday in the Thailand section, 100% of the new threads were just about beach destinations 😕...
So here’s the counterattack in the form of this photo thread, dedicated solely to the countryside: the locals, their livestock, fields, farms, rice paddies, small rivers, and agricultural machinery. If you’ve got any pictures that fit these categories, feel free to add them!
Comments welcome.
For each photo, I’ll (or you can) indicate the area where it was taken.
Hope you're all doing well! It's been a while since I last traveled, but I'm finally heading out again soon!
For those familiar with SOUTHEAST ASIA, I'm planning to leave in mid-June (with the trip ending at the latest in November), and I don’t have a precise idea of exact places or itineraries yet. The thing is, this period is usually the rainy season...
Any advice? I was thinking of Malaysia or Indonesia, like Sulawesi, for example (all countries and islands in Southeast Asia interest me except Bali).
Any recommendations? I’m doing my research online, but if anyone here has the time and knowledge, I’d love to hear from you.
