Bonjour, je vis en Thaïlande et j'ai un compte en France a la Société Générale, je fais un virement vers mon compte a Hua Hin tous les 3 mois. Je trouve que les frais de virement international avec la SG son trop élevés soit 33 euros pour 1500 euros. Comment faire pour ne pas être autant ponctionne ? Quelle banque ou quel service de transfert me conseillez vous s'il vous plait ?
Les banques se gavent sur les frais et le taux de change.Il y a différentes sociétés qui permettent d'envoyer de l'argent ebn ligne.Les frais sont minimes .Je te conseille ce lien https://lionsroad.eu/transfert-argent-etranger/ qui te permettra de faire le tour de la question.Bonne journée à Hua Hin
etonnant car je viens de faire une simulation de transfert avec tranfer wise
et ca me couterait plus du double de ce que me prend ma banque - grande banque de Paris ( ma banque entre 30 et 70 e suivant les montants - et le double pour Transferwise
et avec en plus la grosse inconnue du taux de change reel transfertwise !!!!!!!!!!!!!!
alors qu'avec un transfert classique, le taux de change est fixé par ma banque thaie a l'arrivée - donc je le connais de facon precise jour par jour
On eu le siècle des Lumières,
puis un con a dû éteindre
Je fais une simulation avec un virement de 1500 euros et je trouve que les frais s'élèvent à 12 euros.De plus, le taux de change est connu au moment du virement .
Je ne sais pas quel montant tu as tapé mais j'ai du mal à croire qu'une banque soit moins chère qu'une société qui fait des transferts sur le net.Les charges n'ont rien à voir entre les 2 établissement.
Attention que différents modes de rémunération des banques sont appliqués.
Dans mon cas j'envoie vers mon compte kasikorn
Si j'envoie par revolut, peu de frais un bon taux, mais la kasikorn se prend aussi des frais fixes 2-300 bahts de mémoire. Pour de gros montant c'est valable.
Pour des petits montants j'utilise western union, 4.90 € de frais fixes et on perd grosso modo 1baht/euro par leur taux de change.
Western union se gave sur les commissions de change et je suis certain que ce n'est pas 1 bath par euro.....Western union annonce des tarifs intéressants pour le transfert mais fait son beurre sur le taux de change.Western Union a des agences un peu partout et tout ceci entraie des frais que les clients paient.
Un société sur le net , le plus souvent dans un pays où les salaires sont pas très élevés, a peu de frais et donc fait payer moins cher ses interventions.
Les banques ont créé des frais en tout genre pour mieux pomper les comptes des clients .
depuis le 1er avril les 4 grandes banques du pays ont renoncé a certains frais de transaction pour rester concurenciel avec les solutions de transferts non bancaire. a regarder dans le detail😉
Effectivement, Western Union a de toute évidence modifié sa politique sur les taux de change mais il fait payer plus de 15 euros de frais pour un paiement en cb pour un virement de 1500 euros.
Western Union ne fait pas dans la philantropie et a profité pendant longtemps d'une clientèle captive pour gagner beaucoup d'argent.La concurence pousse cette société à revoir ses frais.
Les virements en ligne me semblent plus pratiques, moins onéreux .Chacun voit midi à sa porte.
bonjour ;
avec WOLRDREMIT , les frais sont de 1€ , le taux de change annoncé : aujourd'hui dans les banques , moyenne a 37.86 ; avec cette agence de transfert = 37.56 !
compter 3 à 5 jours , et il vous faut une carte bancaire en rapport avec votre banque Française ( attention à verifcode qui envoie un sms sur le téléphone précisé sur votre compte )
https://www.worldremit.com/fr
Société Générale 26 € de frais (*) pour un virement de 8000 € (**)
et un taux du jour pas trop défavorable
L'important est l'option a prendre:
frais sur mon compte émetteur, frais partagés ou , sur mon compte receveur
(*) il y a un montant fixe par opération + % sur le montant
Perso ayant essayé les 3, la + avantageuse est = frais sur mon compte émetteur,
Voir avec votre agence
(**) le plafond de transfert par opération vient d'être réduit a 4000€)
Bonjour, les tarifs société générale au 1er mars 2018 pour les virement en ligne hors SEPA de plus de 500 euros sont de : 13 euros + 20 euros. J'avais choisi l'option frais a ma charges "our" en suivant les conseils de mon conseiller car le compte destinataire est le mien (Bangkok bank). Si vous faites le virement par agence cela revient plus cher. 10% de la somme + 20 euros.
soit 33 euros pour 1500 euros. Comment faire pour ne pas être autant ponctionne ?
Merci beaucoup
Bonjour,
Ca me paraît dans la moyenne des transferts de banque physique à banque physique. Dites- vous bien qu'on paye toujours, à un moment ou à un autre: soit on paye sa banque, soit la carte bancaire, soit la commission, soit le taux de change, etc...
Vous devriez toutefois faire d'appréciables économies de 2 manières:
-en passant par une banque virtuelle (ce qui implique évidemment d'y ouvrir un compte et ses frais)
-en passant par une plateforme spécialisée. Transferwise est réputé sûr, les frais sont minimes, par contre pour la Thaïlande le taux de change affiché, s'il est compétitif, n'est pas garanti (toutefois, je n'ai pas constaté de gros écarts entre le taux affiché et le taux appliqué).
Bonjour
Effectivement les nouveaux tarifs favorisent le moyen de transfert par internet
certainement sous la pression de la concurrence d'entreprises de transferts d’argent internationaux de pair à pair
Et, plombent le virement agence, faut bien se rattraper quelque part , hein ?
Je viens par internet de virer 4000 €, frais 33 € sur BKK Bank, taux 39,97
Par agence cela me serait revenu a
fixe 33€
010% 40 €
fixe 20 €
total 93 €
ca commence a faire cher
Simulation 4000€ par Transferwise
Frais = 29,79 €
avec un taux de change plus favorable (38,58, mais non garanti a la simulation)
Perso, pour la différence, je préfère conserver le mode SG /4000 €
Que je ne ferais pas pour 1500 €, là, ça devient prohibitif
En effet c'est variable d'une banque à l'autre.
Dans l'exemple il s'agissait d'un transfert de 4000€ vers la Bangkok Bank et j'ai donc pris le taux pour transfert (et non le cours pour les billets) de la Bangkok Bank d'où les 2120 B.🙂
je n'ai jamais trouvé mieux que xand pay : meilleur taux tres proche de superrich et frais depuis ma banque francaise = fixe 3,35€
avec xandpay, pas de frais, transfert(si on le veut car on fixe soi-meme le cout) vers UK en 24h et sur compte thai maxi 72h.
ps , proche = transferwise mais taux un peu moins bon
bonjour ; effectivement , cela parait intéressant ! je viens donc de créer un compte Xendpay qui demande a être finaliser ( vérification d'identité et de domicile ) , avant de pouvoir faire un transfert ! je vous tiens au courant de l'avancée ...
attention , quand ils vous montrent la page de transfert avec la simulation pour 1000€...vous corrigez la somme que vous voulez transférer ..ET ....la commission (qui est laissée libre, ils ont 10€ d'inscrit automatiquement, effacez et mettez 0
voila, bon transfert
oui , j'avais bien compris cela , ayant déjà fait une simulation ... leur site est bien conçu et expliqué ! j'attends de voir pour le transfert qui , j'imagine , ce fait comme pour un achat en ligne avec une carte bancaire , comment est géré la localisation et le ' vérif-code ' envoyé par sms ....
c'est bien 0 ...jusqu'à 100.000€
il y a transfert de votre argent sur leur compte (uk) puis vers votre compte en thailande.
bizarement ; on indique d'abord le compte a créditer en TH, puis ils vous donnent leur compte , ou virer depuis votre banque francaise
tenez-nous au courant, mas c'est sur et pas de surprise (vérifiez le cours régulièrement car ça peut changer 5-6 fois dans la journée
bonne journee
Comparatif entre WordRemit et XendPay pour un transfert de 500€ le 20/06/2018
taux de change le jour et l'heure du virement :
37.42 ( à la BangkokBank )
XendPay : 37.71 avec frais = 0€
WordRemit : 37.08 avec frais = 1€
soit une différence de 300 baths sur la somme reçue
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I need some expert advice on these two destinations for a 15-day trip. We land in KL and plan to stay for 2 days before heading to Borneo and finishing with an island for snorkeling.
For those who’ve been, what are your must-sees?
We were thinking of spending the last 3 days on the Perhentian Islands, unless you’ve got another island to recommend near Borneo.
Thanks for your tips and help!
Hi everyone,
Could you share your thoughts on my 3-week itinerary?
We’re a small group (family + friends) of 12 people, planning to leave around January 21, 2027.
Here’s my itinerary:
3 nights in Bangkok
4 nights in Chiang Mai
3 nights on Koh Samui
3 nights on Koh Phangan
4 nights in Krabi
4 nights in Phuket
I’m also open to any great tips you might have...
Thanks, everyone! Alain.
Hi everyone,
I’m currently working on a 30-day itinerary for May/June 2027.
10 days in eastern Java (Malang, Bromo, waterfalls, Meru Beriti Park, Banyuwangi, and Ijen), a short transit in Ubud for a few days, then Flores before heading back to Jakarta.
We’ll spend 15 days in Flores (the classic route: Moni, Bajawa, Riung, Ruteng, ending in Labuan Bajo).
I’d love some firsthand feedback on flights to Maumere or Ende from Bali Denpasar. I know there are no direct routes and that you have to connect through Labuan Bajo or Timor (I think), which isn’t an issue in itself.
But I’ve read here and there that flights to these destinations can be delayed—or worse, canceled—and that it’s better to fly in and out of Labuan Bajo, which isn’t exactly ideal...
Thanks for any tips or experiences you can share!
I’d love to get some feedback on our itinerary—it’s probably pretty basic! This is our second trip to Asia and our first to Indonesia. We have three kids aged 20, 18, and 12. We land in Jakarta at 4 PM, spend 3 nights/2 days there, then take the train to Yogyakarta for 3 nights/2 days, followed by the train to Surabaya for 2 nights/1 day, then the train to Bromo for 1 day/1 night, a private driver to Ijen for 2 nights/2 days, then on to Bali (Ubud) for 4 nights/3 days, followed by Gili Air for 3 nights/2 days, Senggigi (Lombok) for 2 nights, and finally 5 nights in Kuta. I’m considering cutting the 2 nights in Senggigi to just keep Kuta and extend it to 7 nights. In Lombok, I’m not sure how to get around since I’m not comfortable with scooters... Your thoughts on all of this, and any advice, are more than welcome—don’t hesitate!
For those wondering why cities like Jakarta and Surabaya: we don’t often get the chance to visit big Asian cities, so we wanted to include that discovery in our trip. The trains between Jakarta and Yogyakarta, Surabaya and Probolinggo are booked. The return flight from Lombok to Jakarta is also set. Accommodations are booked but flexible (same for the trains).
Hi! I’m planning a 15-day trip to Malaysia. The idea is to visit KL for 2 or 3 days, then Borneo, and I’m wondering what to do with the rest of the time. I’d like to finish with the Perhentian Islands... What do you think? Any tips or advice would be great—I’d really appreciate it!
Hi everyone,
I’m looking for addresses for guesthouses or, even better, houseboats or rafting houses on the River Kwai, between Kanchanaburi and Sangkhlaburi, to spend a few weeks contemplating this beautiful river.
Thanks for your suggestions!
Premaria
Hi there,
we’re currently in Mai Chau and tomorrow we’re hitting the road back to Hanoi to head up toward Bac Ha and Sapa.
We haven’t really had a set plan since we arrived—we’ve already done the Halong Bay on land and by sea.
I’ve got 2 free days before heading to Bac Ha and Sapa.
Any tips?
Thanks, and looking forward to hearing from you.
Hi fellow travelers,
First trip to Vietnam.
We’ll be arriving in Ho Chi Minh City during Tet.
Is it complicated to find accommodation and get around during this period?
Any tips would be welcome.
Thanks for your replies.
Silly question—backpack or hard-shell suitcase for the Sepilok, Kinabatangan, Tioman, KL trip?
I’m struggling to fit all my son’s and my stuff into the 70L backpack... and I’m thinking a suitcase would be easier, but I’m not sure if it’ll work for getting around.
Hi there,
I didn’t plan to return to Thailand this year, but my health conditions mean it’ll be the best place for me to stay between two trips to India. The tourism setup there is so well-organized that it’s the most "comfortable" country for a short visit. Thailand feels too sanitized for my taste, and there’s too much religion, Buddha, and the King, but it’s still the best option given how my health has been evolving. I’d considered two weeks in ThaTon for hiking, but I got too sick from the burn-offs during my trips to the mountains around Chiang Rai. So I’m not sure where to go this year. Definitely not the sea, touristy spots, or the mountains with burn-offs...
Hello.
In 1996, we crossed Vietnam from Saigon to Hanoi by motorbike—Minsk bikes we bought in Saigon. I haven’t been back since, and it seems like a lot has changed.
- We’re heading to the south (well, the north and center) with the family in July-August (3 people).
- Is the road network more developed now? Back then, there was only National Route 1 from south to north. I’m thinking of renting a car this time (no motorbike with the family—though in ’96, they had a Jawa sidecar for sale, and we hesitated… maybe it’s for the best).
- Is Halong Bay really something to avoid because of overtourism? Even back then, it was pretty crowded. Is there a less touristy alternative?
- We’ll be traveling from Hanoi down to Danang (the only city we didn’t stop in back in ’96). Even though it’s a bit overhyped in a Chinese-tourist kind of way (from what I’ve read), we’re only going for the beach—pure relaxation for 7 days. The beaches are stunning, and I know the South China Sea is warm like coffee.
- Then, we’ll visit Hoi An, where I stopped in ’96. It was already popular with backpackers back then, but no glowing boats or all the touristy fuss!
- After that, Hue, where I have great memories—it’s a beautiful city.
- And also the nature around Ninh Binh, followed by 2-3 days in Hanoi.
That’s the plan. I’d love to hear any tips to avoid mass tourism, and if anyone’s done this before:
- Is it possible to rent a car in Danang and drop it off in Hanoi?
Hey everyone,
I’m over in East Borneo in mid-July.
I’m struggling to wrap up the end of my itinerary, even though it’s pretty straightforward (long but simple).
Last year, we did Malaysia (KL and the mainland + around Kuching).
Day 1 – Arrive in Kota Kinabalu early, stroll around town and hit the must-sees.
Day 2 – Excursion to Tunku Abdul Rahman Park, snorkeling at 3 islands.
Day 3 – Hike around Mount Kinabalu without summiting (450 per person, no way).
Day 4 – Poring Hot Springs + evening flight to Sandakan.
Day 5-6-7 – Kinabatangan River (still looking for the right guide).
Day 8 – Sepilok for the orangutans, the Sun Bear Centre, and Rainforest Discovery Centre.
Day 9 – Selingan, turtle island.
Day 10 – Head to Semporna.
Day 11-12-13-14 – Sipadan, Mabul, Kapalai.
Day 15 – Bohey Dulang.
Day 16 to Day 25: I’M STUCK.
I looked into Danum Valley, but for 3 days/2 nights, they’re quoting 650 € per person—come on, that’s ridiculous.
I checked out a detour into Indonesia (still East Borneo), but I’m having trouble deciding what would be amazing.
I read about Sangalaki + Kakaban (2 islands, 1 base) / Mahakam Delta - Kutai (orangutans and river) / Sungai Boh (Dayak Kayan) – jungle & culture.
But honestly, I’m struggling to finalize this itinerary.
If we venture that way, we’d head back to KK from Balikpapan.
For a 4-month stay in Egypt, I had ENORMOUS problems. The regulations are very bureaucratic and extremely nitpicky there. For a 4-month stay in the Philippines, I was wondering if the procedures are just as complicated? I’m bringing my cell phone with an eSIM. Should I choose a plan from Canada for use in the Philippines, or should I get a plan only once I arrive? After 30 days, do I renew with the Canadian provider I chose before leaving, or do I switch to a local company? Do I need to register my phone with the authorities in the Philippines? (That was the case in Egypt.) For the 3rd and 4th months, will it be just as simple—renewing with a Canadian or local provider—or should I expect problems?
Hello,
I’ll be in Malaysia with my wife, mainly in Langkawi and Penang for Christmas and New Year’s at the end of 2026.
If you’ve had the experience—and since I’ve read (though it’s not very clear) that these two islands get quite crowded during this period—would you recommend booking accommodation well in advance, or is it easy to find something on the spot?
Hotels or Airbnb?
Do you have any great tips for accommodation or any practical info to share?
We’ll be staying 5 to 7 days on each island.
Thanks in advance for your replies
Hi there. To make the most of Lake Toba, is it better to find accommodation on the lake’s shores (which one?) or on Samosir Island? Thanks for your tips!
Hi there,
We’re heading to Vietnam as a family on July 8th for a little over 3 weeks (north and center). We’ve only booked the first 3 nights in Hanoi, and nothing else after that. We like to decide things on the spot and go with the flow, without rushing everywhere. But I’m still a bit unsure: when heading down to the center (Hue), is it better to book the overnight trains in advance? We don’t want to take any flights while we’re there—just use the overnight train for the long trips. But I’m worried we won’t get seats if we buy the tickets on the spot, say, 2 days before. What do the experts here think? And which website can we use to book the tickets? Thanks in advance for your tips!
Hi everyone!
I’m heading back to Thailand in July 2026 with a stopover in Cambodia to visit the Angkor site.
After Angkor, I’ve booked a stay on Ko Chang island. Does anyone know if there are direct transport options from Cambodia to Ko Chang without having to go back through Bangkok? That would be amazing!!
I think there are, but I’d need more details!!
I went to Thailand in February 2025 and don’t remember having to apply for a visa—is that still the case now? And for Cambodia too?
Thanks so much!!!
Laurence from Bayonne
Hi,
After our trip to China, we want to spend a week in the Philippines for some beach time and snorkeling.
We're looking for the best spot to settle in—nice beaches, great marine life, and short transfer times.
Thanks for your suggestions!
Does anyone know of a private transfer or taxi company that organizes transfers from the Sukhothai area to Chiang Mai?
Our routes are Sukhothai-Lampang, Lampang-Chom Thong, and Chom Thong-Chiang Mai.
My searches on Google Maps, 12Go, and others haven’t turned up much...
For our Bangkok-Sukhothai trips, I use a company I’ve already tried, but they don’t have a fleet available from Sukhothai and have to go through third-party companies—which, understandably, take their commission. This nearly doubles the prices...
There are four of us, and we’re not traveling light, so a minibus isn’t an option. ;-)
Hello,
While traveling in Thailand, I’m looking for a Buddhist kumlai reed bracelet.
Does anyone know where I can find one?
In Bangkok, I visited a few temples but didn’t see any in the nearby shops.
If you have any ideas, I’d love to hear them! Have a great day! :-)
My trip’s coming up, and I’m having a bit of trouble with three bus/minivan routes. Usually, I find everything at this time of year, but this time—yikes!
Sandakan → Sepilok:
No app for this one—you just hop on bus #14 at the local terminal (pay cash on board). But where do I catch it, and where’s the stop??
Sandakan → Semporna:
From what I’ve heard, it’s the Sida Express company (great name, right? 😄).
Can’t book online, but apparently, you *have* to because there’s only one bus at 8 AM.
Where do I board, and where does it drop me off?
Semporna → Tawau:
Found this via AI—is it legit?
No online booking, as far as I can tell.
Minivans leave from a stop in the Jalan Hospital area, near the Milimewa supermarket, supposedly????
And when you arrive, does it drop you at **Sabindo Square** in Tawau?????
Hi there,
we’ll be in Mai Chau in June and we’re thinking of heading to Sapa, but first spending a few days in Bac Ha to do some hiking and explore the area.
Is this a good idea for those who’ve been there?
How do you get there?
Thanks for your feedback.
Looking forward to hearing from you.
Cédric.
Hi there,
I’m planning an itinerary and would love some feedback on whether it’s doable and if the number of days per destination is enough—or too much. I was also debating whether to add an extra night on an island or spend an extra night in Kampot to visit Kep or Battambang.
March 23: Arrival in Phnom Penh in the morning
March 24: Phnom Penh
March 25: Phnom Penh
March 26: Depart for Kampot
March 27: Kampot
March 28: Depart for Battambang
March 29: Battambang
March 30: Tonlé SAP to Siem Reap
March 31: Siem Reap
April 1: Siem Reap
April 2: Siem Reap
April 3: Siem Reap
April 4: Siem Reap
April 5: Departure
Hi there,
Yesterday in the Thailand section, 100% of the new threads were just about beach destinations 😕...
So here’s the counterattack in the form of this photo thread, dedicated solely to the countryside: the locals, their livestock, fields, farms, rice paddies, small rivers, and agricultural machinery. If you’ve got any pictures that fit these categories, feel free to add them!
Comments welcome.
For each photo, I’ll (or you can) indicate the area where it was taken.
Hope you're all doing well! It's been a while since I last traveled, but I'm finally heading out again soon!
For those familiar with SOUTHEAST ASIA, I'm planning to leave in mid-June (with the trip ending at the latest in November), and I don’t have a precise idea of exact places or itineraries yet. The thing is, this period is usually the rainy season...
Any advice? I was thinking of Malaysia or Indonesia, like Sulawesi, for example (all countries and islands in Southeast Asia interest me except Bali).
Any recommendations? I’m doing my research online, but if anyone here has the time and knowledge, I’d love to hear from you.
My partner and I are planning a trip to Indonesia in September-October 2026. It’ll be our first time in Asia, and we’re thinking of hitting the classic spots in East Java and Bali, then wrapping up with a cruise around Komodo for some snorkeling/diving. Here’s a rough draft of our itinerary—I’m wondering if it’s doable.
20/09: Flight from Jakarta to Yogyakarta, arrive around noon, afternoon/evening and overnight in Yogyakarta.
21/09: Borobudur
22/09: Prambanan
23/09: Travel to Bromo (Cemoro Lawang)
24/09: Bromo
25/09: Kawa Ijen
26/09: Travel to Bali, overnight in Pemuteran
27/09: Excursion to Pulau Melujan, overnight in Pemuteran
28/09: Travel to Munduk, overnight in Munduk
29/09: Explore Munduk and surroundings, overnight in Munduk
30/09: Explore Munduk and surroundings, overnight in Munduk
01/10: Route to Ubud (via Pura Ulu Danau Bratan, Jatiluwih?), overnight in Ubud
02/10: Explore Ubud and surroundings, overnight in Ubud
03/10: Explore Ubud and surroundings, overnight in Ubud
04/10: Travel to Denpasar, flight to Labuan Bajo, overnight in Labuan Bajo
05/10: Komodo cruise
06/10: Komodo cruise
07/10: Komodo cruise, flight to Denpasar in the late afternoon/evening or overnight in Labuan Bajo.
08/10: Flight to Denpasar (if not taken the day before), afternoon in Jimbaran, overnight near Denpasar
09/10: 10:00 AM flight Denpasar - SIN, overnight in Singapore
10/10: Flight SIN-YQB