Je vais partir faire une randonnée de 5 jours avec une agence spécialisée en Laponie en février (rando en chiens de traineau). Quelle assurance / assistance voyage prenez-vous dans ce cas ? Avez-vous des recommandations ?
Car j'ai mon assurance classique qui fait rappatriement, donc je ne pensais pas prendre l'assistance évacuation puisqu'on sera accompagné de 1 ou 2 moto neiges. Sauf que si je cause un accident à autrui avec mon traineau, pensez-vous qu'il me faille une assurance spécifique ?
Merci pour votre aide,
Caroline
Tous mes conseils pour voyager au Sri Lanka sur mon blog Tongs et Sri Lanka !
Bonjour,
Difficile de vous répondre avec précision, car vous ne dites pas exactement de quelles garanties vous bénéficiez déjà.
Et vous évoquez des garanties complètement différentes.
Sauf que si je cause un accident à autrui avec mon traineau, pensez-vous qu'il me faille une assurance spécifique ?
Il s'agirait là de votre responsabilité civile (rien à voir avec l'assistance - rapatriement).
Dès lors que vous passez par une entreprise spécialisée vous êtes sous sa responsabilité en cas d'accident pendant la pratique des chiens de traîneau, y compris pour les dommages causés aux tiers voire aux autres participants.
Sauf si bien entendu cet accident était du à un comportement totalement irresponsable de votre part, auquel cas ce serait votre propre responsabilité qui serait engagée. Pour celà votre propre contrat interviendrait.
Si vous en avez un bien sur. Ce peut être (et ça l'est le plus souvent) inclus dans votre contrat multirisque habitation.
Pour vos éventuelles blessures, ce serait bien entendu d'abord votre régime social, puis votre assurance santé complémentaire. Enfin en cas de séquelles, si vous ne l'avez pas déjà, pensez à souscrire un contrat GAV (Garantie des Accidents de la Vie).
Ceinture, bretelles et grosse doudoune, ça devrait le faire ....
Ce qui peut ne pas être compris dans une assurance 'classique', ce sont les frais de recherche et de secours sur piste et hors piste (si on parle de neige et d'hiver).
En France, les assurances offrent souvent une 'garantie neige' spécifique (en plus) pour ce point là.
En cas d'accident, ou de maladie brutale et grave, ou si on s'est perdu, il faut parfois mobiliser des moyens lours (hélicoptère, équipes de recherche, ..). Et une évacuation avec les moyens du bord n'est pas toujours possible, dans les pires scénarios.
Ceci n'est pas gratuit dans tous les pays, ou parfois les montants remboursés avec l'assurance de base sont plafonnés à une valeur qui peut être inférieure au cout facturé (dans de cas extrèmes).
Les granties du type "neige et montagne" sont adaptées pour les séjours aux sports d'hiver à la montagne.
Si vous allez faire du traineau à chiens en Laponie avec un organisme local, ça n'a rien à voir.
Bonjour Caroline,
Pour ce genre d'activité, j'ai parfois pris l'assurance proposée (en ligne) par le Vieux C...eur.
Jamais testée (tant mieux!) mais pas chère je trouve.
A+
Marie
A vérifier que c'est toujours possible, on pouvait le faire en ligne (pratique!)
En relisant plus attentivement ton 1er message, je vois que tu passes par une agence : si elle ne te demande pas de t'assurer spécifiquement, je pense que c'est inutile, du moins pour les frais de recherche et de secours.
Tu pourrais leur poser la question...
Je vais partir faire une randonnée de 5 jours avec une agence spécialisée en Laponie en février (rando en chiens de traineau).
La première chose à faire est de vérifier auprès de cette agence spécialisée quelles sont les prestations offertes. Et si pas clair les interroger sur leurs assurances (en France elles sont obligatoires pour ce genre d'agences).
Le "mushing" n'est pas quelque chose qui s'improvise, surtout pour une randonnée sur plusieurs jours.
Je suppose donc que vous (Tongsrilanka) serez accompagnés et non livrés à vous-mêmes avec les chiens. Par conséquent vous serez en permanence sous la responsabilité de l'organisateur et c'est à lui qu'il incombe de souscrire éventuellement une assurance frais de recherche et de secours.
Par contre, pour la suite, (frais médicaux, éventuel rapatriement)
ce sera du ressort de vos garanties d'assurance voyage personnelle incluse par exemple avec votre carte bancaire. Vous pouvez vérifier celles-ci sur le site internet de votre carte (Visa premier, Amex, etc).
Merci pour la réponse Cheechako :-) Je vais leur demander pour être bien sûre alors, vos explications sont très claires !
Bon week-end à vous,
Caroline
Tous mes conseils pour voyager au Sri Lanka sur mon blog Tongs et Sri Lanka !
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We’re planning to spend 3 months in Madagascar starting in mid-February.
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Best wishes to you all,
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I’m starting a new discussion on this topic since there doesn’t seem to be a recent one.
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I was wondering if anyone is heading to Cuba soon and could bring me some over-the-counter Sildenafil (viagra) tablets—available at Varadero Airport, among other places.
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For several years now, increased aggression has been observed in Cape fur seals.
At least 70 unprovoked attacks on humans.
It was recently confirmed that this is due to rabies.
The suspected origin is contamination in Namibia by jackals.
The contagion seems to be spreading.
Preventive vaccination (of the animals) is being considered.
Just a reminder:
Rabies affects all mammals.
Once symptoms appear—sometimes weeks or even months later—death is inevitable.
It’s the bite that transmits the disease.
There are so-called "furious" forms with aggression, but also forms without aggression.
In case of a bite, in addition to standard wound care, tetanus prevention… rabies prevention is essential.
Stay careful out there…
Seeing seals from a boat along the coast isn’t rare in these parts…
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Thanks for getting back to me... Michelle from Quebec
Hello,
I’m looking for a dentist who can do a full lower-arch implant with a complete prosthesis. I’m in Quebec and available to travel to Cuba. Need full contact details. Thanks everyone!
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I’d really appreciate it if you could give me an idea of the price for one implant, since I need at least 6 done.
Thanks so much!
