bonjour tout le monde
Ma femme et moi serons à la retraite dans 2 ans..
et nous avons décidé de nous expatrier pour vivre en thailande
nous souhaiterions de l aide ou bien des encouragements..
y a tellement de questions qui nous viennent a l esprit: aurons nous des problemes de visas en tant que retraités ? est il vrai qu il faille environ 15.000 euros bloqués sur un compte en banque ? faut il prendre une complementaire maladie ? ou bien le genre "mondial assistance" est il suffisant ? y a t il un couple qui a fait ce que nous allons faire prochainement ?
merci pour vos nombreuses reponses..
repondre via forum ou bien via:
magrosse.bal@gmail.com
PS: nous partons en thailande pour 3 semaines, vraisemblablement a Phangan, courant fevrier 2007...
ensuite déterminer son lieu de résidence, car suivant les régions, la liste des documents a
fournir est plus ou moins importante,
savoir aussi qu'une réponse aujourd'hui ne sera certainement plus valable dans 2 ans
Comme dit l'éléphant rose, ce qui est vrai aujourd'hui aura peut-être changé dans 2 ans, mais à mon avis pas beaucoup.
Je vais essayer de vous apporter quelques éléments de réponse :
- aurons nous des problemes de visas en tant que retraités ?
Il existe un visa de retraité d'un an à renouveler tous les ans sous conditions de ressources. La meilleure des choses à faire est de contacter le consulat de Thaïlande le plus proche de chez vous qui pourra vous expliquer tout ceci en détails.
- est il vrai qu il faille environ 15.000 euros bloqués sur un compte en banque ?
Surtout pas bloqués !! Il existe en fait 3 cas de figure possibles :
* 800 000 Baths disponibles sur un compte en banque en Thaïlande
* 65 000 Baths de pension mensuelle (à certifier par l'ambassade de France à Bangkok)
* Économies + 12 x la pension mensuelle = 800 000 Baths (exemple : 800 Euros, soit 40 000 Baths mensuels x 12 = 480 000 Baths annuels + 300 000 Baths d'économies = 800 000 Baths)
Je disais surtout pas bloqué, parce ce que cet argent est supposé subvenir à vos besoins pendant un an. Si vous n'y touchez pas, les services d'immigration se demanderont comment vous pouvez vivre sans toucher à vos revenus et vous serez soupçonnés de travailler au noir.
- faut il prendre une complementaire maladie ? ou bien le genre "mondial assistance" est il suffisant ?
Mondial assistance ne vaut que pour un voyage de courte durée. Si vous résidez en Thaïlande, vous devez prendre une assurance maladie adaptée à votre nouvelle résidence.
Le choix est multiple. De nombreux français choisissent la CFE (Caisse des Français à l'Étranger), mais personnellement j'estime que ce n'est pas nécessaire car les soins sont très bon marché ici. Exemple : une consultation chez un médecin anglophone dans un bon hôpital privé coûte environ 150 Baths, soit 3 Euros. de plus, la CFE n'a un accord de tiers payant qu'avec le Bangkok General Hospital. Si vous résidez ailleurs qu'à Bangkok, il faudra de toute façon payer l'intégralité des soins vous-même avant un remboursement.
Par contre, il est vivement conseillé de prendre une bonne couverture hospitalisation avec tiers payant, un peu comme si vous n'aviez que la complémentaire en France. Renseignez-vous dès à présent, car ces caisses refusent souvent les personnes de plus de 65 ans, à moins de souscrire un contrat avant.
Je peut vous communiquer l'adresse d'un conseiller en assurances en MP si vous le souhaitez.
merci bcp du lien..
il est vrai que ce forum est une mine d or..
mais je mets bcp de temps à en comprendre tous les rouages..
mais je m ameliorerai, ca c est sur..
merci encore
bonjour Thailsacien et les autres
merci pour ta longue reponse..
j ai bcp de mal a comprendre..
BKK ? non, habitant actuellement la cote d azur, le changement serait un peu dur pour nous.. nous nous orientons plutot vers le sud (genre Phangan)
en tant que retraité, je vais cotiser obligatoirement a la securité sociale francaise.. prelevement fait a la base sur le montant de ma retraite.. dois je comprendre alors que pour la caisse des francais a l etranger, je vais devoir cotiser une seconde fois ?
comme je n aurai pas 65 ans a mon depart, mais seulement 60 (lol), je pense que je vais avoir besoin de tes renseignements complementaires..
je suis joignable a l adresse email suivante:
magrosseboitamails@gawab.com
j attends ton mail
merci pour les reponses deja eues, et merci aux concepteurs de ce forum..
Normalement non.
Mais il faut bien se renseigner auprès de ta caisse de retraite.
Que dit-elle au sujet des non résidents en France ?
As-tu la liberté de choisir ta caisse d'assurance maladie ?
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