Currency exchange while traveling: why do some still carry wads of cash?
FR

Translated into English.

AT Attila Globetrotter ·
Do you also have a little piggy bank to fill up? 😇
Ponts du monde : concours de photos amical de juillet 2026 Rubrique Jeux Voyages C'est le moment de poster vos meilleurs clichés !
MA Manondugard Regular ·
Actually, they’re telling you to stop acting like a show-off—it’s not cool. Because right now, you’re scaring them off, and you won’t get anything good that way, sweetie. 😛

Oh, poor thing! There was a time in my life when I had to manage around forty purebred Camargue horses—spending 15 hours a day galloping through free-roaming bulls with my wrangler, while hordes of tourists screamed like calves because they were so scared 😂. So, it’s not the four female dachshunds from the travel forum barking at me all the time that’ll bother me 😂.
Christine
MI MirandaMouse Globetrotter ·
Since it's kinda the topic...

For a while now, I’ve been paying for everything with my card in foreign currencies because it’s more convenient.

I’m heading to Prague soon—does anyone know if cards are accepted everywhere? Any good tips for exchange bureaus? It’s true that having a little cash is better, even if you can get by without it in a lot of places.

The card I take traveling isn’t great for withdrawals. Worst case, I have another one, but I don’t like carrying both.

If possible, I prefer exchanging just 20 €—that’s often enough.

In Warsaw, I had to exchange a bill to pay for a viewpoint, and I ended up with too much change (spent it at the airport 🤦)
http://www.lasourisglobe-trotteuse.fr/

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MA Manondugard Regular ·
Since this is kind of the topic...

For a while now, I’ve been paying for everything with my card in foreign currency because it’s more convenient.

I’m going to Prague soon—does anyone know if cards are accepted everywhere? If not, any good tips for exchange bureaus? It’s true that having a little cash is better, even if you can get by without it in a lot of places.

The card I bring when traveling isn’t great for withdrawals. Worst case, I have another one, but I don’t like carrying both.

If possible, I prefer exchanging just 20 €—that’s often enough.

In Warsaw, I had to exchange a bill to pay for a viewpoint, and I ended up with too much change (spent it at the airport 🤦‍♀️)

Hi! Exchanging currency is more cost-effective when you do it once for your entire trip (a large sum) because the small fees banks charge abroad decrease with the amount. Personally, I keep whatever’s left over when I return, instead of spending it carelessly like you do at the airport. The foreign currency I have left, I’ll exchange on my next trip, waiting for the best rate to win on both transactions. I do it this way because, apart from the first night, I pay for everything else in cash everywhere in the world (which often gets me discounts) 😊
Christine
AT Attila Globetrotter ·
This link might help you.
Ponts du monde : concours de photos amical de juillet 2026 Rubrique Jeux Voyages C'est le moment de poster vos meilleurs clichés !
MI MirandaMouse Globetrotter ·
Since this is kinda the topic...

Lately, I’ve been paying for everything by card in foreign currencies because it’s more convenient.

I’m heading to Prague soon—does anyone know if cards are accepted everywhere? Otherwise, any good tips for exchange bureaus? It’s true that having a little cash is better, even if you can get by without it in a lot of places.

The card I take when traveling isn’t great for withdrawals. Worst case, I have another one, but I don’t like carrying both.

If possible, I prefer exchanging just 20 €—that’s often enough.

In Warsaw, I had to exchange a bill to pay for a viewpoint, and I ended up with too much change (spent it at the airport 🤦‍♀️)

Hi! Exchanging is more cost-effective when you do it once for the whole trip (a large sum) because the small fees banks charge abroad decrease with the amount. Personally, I keep whatever’s left when I return and don’t spend it carelessly, like at the airport. The leftover foreign currency, I’ll exchange it on my next trip, waiting for the best rate to win on both transactions. I just do it this way because, apart from the first night, I pay for everything else in cash everywhere in the world (which often gets me discounts) 😊

I don’t really want to bring back Czech korunas that I’ll use in 10 years...

I didn’t spend it carelessly—I had breakfast because my flight was at 6 a.m....

I’m not particularly up for debating cash vs. card. Let’s just say I have my reasons. Before, I was more into cash, but some experiences made me change my mind...
http://www.lasourisglobe-trotteuse.fr/

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MI MirandaMouse Globetrotter ·
This link might help you.

Thanks!

Since my mom has a limited credit card for payments, she’d rather exchange a certain amount of cash after all.

Noted the link! 😊
http://www.lasourisglobe-trotteuse.fr/

Des milliers de photos et plein de conseils d'une souris pour voyager low-cost en Europe et hors des sentiers battus
TA Tatra Globetrotter ·
Hi there,

In Prague, you pay for everything by card, even a bottle of water or the restrooms. Elsewhere in the Czech Republic, small restaurants often don’t take cards. Okay, it’s a shame to stay only in Prague—it’s still the epitome of an unpleasant city—but if you’re really set on "sightseeing." In the Czech Republic, you can pay in euros at many shops, supermarkets, under a few conditions: and they’ll give you change in crowns—Lidl, Albert, Penny, and a few others. Exchanging money in Prague without getting ripped off? Doesn’t exist.

Michel
MA Manondugard Regular ·
I was recently in Prague and paid for everything in the local currency, except for the accommodation I’d prepaid with CDV. I think paying in euros or dollars in countries that have their own currency just means you end up paying more, since a lot of shopkeepers round up and you lose out in the end.
Christine
MI MirandaMouse Globetrotter ·
I never said to pay in euros, though... Anyway, even in France I mostly pay by card.

I already know Prague and wanted to show it to my mom. But if it doesn’t rain, I’d love to do one or two day trips. I’ve also been to Moravia. But that’s not really the point!
http://www.lasourisglobe-trotteuse.fr/

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MA Masterpo Globetrotter ·
I went to Prague for two days (after Budapest and before Magdeburg) two years ago. I didn’t exchange a single cent—everything was paid with Apple Pay. In fact, I didn’t exchange cash in Budapest either. I don’t even know what a forint or a Czech koruna looks like.

I don’t know much about the surrounding areas, but I have great memories of Karlštejn Castle.
TA Tatra Globetrotter ·
Hey there....

I spent the summer between these two countries—actually, more than one summer—and I can confirm that in most cases, you don’t need cash. That said, I’ve never understood visiting a country while depriving yourself of contact with the local currency, the money itself, and everything tied to it, like how people count and the value scale. A 100 HUF coin for a shopping cart, a 200 CZK bill for a small restaurant, and above all, the images, the language, the values.

Michel
MI MirandaMouse Globetrotter ·
Well, I’m not a big fan of handling money, counting it, etc., to begin with. I’m absent-minded—I’ve already lost money that way. And with foreign currency, finding the right coin and all that...

Plus, in my case, my travel payment card is a bit special—I get charged more if I make withdrawals. I could use another card in a pinch, but I prefer to spend the money on this one (I won’t go into details, it’s not interesting).
http://www.lasourisglobe-trotteuse.fr/

Des milliers de photos et plein de conseils d'une souris pour voyager low-cost en Europe et hors des sentiers battus
MA Masterpo Globetrotter ·
I’ve never understood visiting a country while depriving yourself of contact with the local currency, the money itself, and everything tied to it—like how people count and the value scale.

From a distance, it seemed like just a simple decimal system, so I didn’t think it was worth looking into further.

A 100 HUF coin for a shopping cart, a 200 CZK bill for a small restaurant, and above all, the images, the language, the values.

Okay for the images, but I don’t see the connection with the language or values (except for the ones on the bills). With quite a few Hungarian stamps in my youth, I only managed to learn two words: Yo, poste and hongroise. If it’s just to add banque…
HE Henon21 Veteran ·
Hello, Everyone has their own way of traveling, and their own way of paying. Except that often, circumstances dictate the rules. In April 2024, I was in China, and I’d been warned that those old payment methods (bank cards) were already outdated—and that’s true. Even in small villages, you only pay using apps with QR codes, with the vendor themselves having their own QR code. For cash, even in a village in Fujian, when I bought a bottle of water, the shopkeeper checked an old coffee tin to see if she had change to give me!! On the other hand, I always carry local cash in other countries like Vietnam, Cambodia, Indonesia, and Africa, for example, because in remote areas, there isn’t always electricity, so no card payments. And tourists are forced to turn back. Plus, I can confirm that paying in the local currency gives you a better exchange rate. It’s glaringly obvious in Cambodia. Like Manon, I travel with cash, and my bank card is really just for emergencies. And it’s helped me avoid hassles on off-the-beaten-path routes. Everyone has their own travel style. The important thing is to come back fulfilled.
HENON Eric
MA Masterpo Globetrotter ·
Then, in my case, my payment card for abroad is a bit special—I get charged more if I make withdrawals.

That’s more or less the case with all cards. They either allow a few free withdrawals (e.g., 3 with Bourso) or a fee-free amount (e.g., 200 € with Revolut), but after that, it’s pay-to-play. Still way cheaper, though, than traditional bank cards.

(I won’t go into details, it’s not interesting)

Oh, but there are people here who *love* this stuff.
TA Tatra Globetrotter ·
From a distance, it seemed like a simple decimal system to me; I didn’t think it was worth looking into further.

I’m not talking about that. When you use a different currency, you realize there are symbolic values—everyday reference points. A particular coin or bill becomes tied to specific uses or exchanges in daily life. Cash isn’t just about arithmetic. But hey, if you’re only there to "visit" this or that thing, this or that monument without diving deeper into the culture or society, then sure, you can skip caring about it.

With a bunch of Hungarian stamps in my youth, I only managed to learn two words. Yo, post and Hungarian. If it’s just to add bank...

No, you’re still missing the point. You don’t just "translate" like that, mechanically—especially not with a language like Hungarian.

Anyway, we won’t see eye to eye; we don’t have the same expectations when approaching a country or culture.

Michel
TA Tatra Globetrotter ·
Hi Miranda,

Yeah, I’m not a big fan of handling money, counting it again, etc., to begin with. I’m scatterbrained—I’ve already lost money that way. And with foreign currency, finding the right coin, etc.

I always bring back a little money anyway—coins, a few bills—as a souvenir. Plus, I always keep a small stash. Right now, I’ve got forints, Turkish liras, Romanian lei, and yen. I take them along from trip to trip if the country is more or less on the way, or as a currency reserve (like with the yen).

For cards, I often assign a specific bank card to a currency during a trip: Fortuneo for forints, Boursobank for Czech korunas, Axa for online purchases and bookings without payment, and Monabanq for euro expenses.

There you go—you’ve got the details 😏.

Michel
MA Manondugard Regular ·
Hello, Everyone has their own way of traveling and their own way of paying. Except that often, circumstances dictate the rules. In April 2024, I was in China, and I had been warned that these old payment methods (bank cards) were already outdated, and that’s true. Even in small villages, you only pay using apps with QR codes—the merchant has their own QR code. For cash, in a village in Fujian, to buy a bottle of water, the shopkeeper checked an old coffee tin to see if she had change for me!! On the other hand, I always carry local cash in other countries like Vietnam, Cambodia, Indonesia, and Africa, for example, because in remote areas, there isn’t always electricity, so no card payments. And tourists are forced to turn back. Plus, I can confirm that paying in local currency gives you a better exchange rate. It’s glaringly obvious in Cambodia. Like Manon, I travel with cash, and my bank card is really just for emergencies. And it’s helped me avoid hassles on off-the-beaten-path routes. Everyone has their own travel style. The important thing is to come back happy.

Hello everyone, I’m genuinely happy when I return from my trips and see on my bank statement that absolutely no fees have been charged. And for good reason—I pay for everything in cash, which isn’t really the French way when you see that in Italy you can pay in cash up to 5,000 € (and in Germany, you can even buy a house paying entirely in cash 🤑).
Christine
MA Masterpo Globetrotter ·
I’m genuinely thrilled when I get back from trips and see that absolutely no fees have been deducted from my bank account. And for good reason—I pay for everything in cash

Well, obviously there aren’t any fees deducted from your bank account, since the exchange fees and commission are taken when you convert the €! It’s like saying that thanks to payroll withholding, you no longer pay income tax…

But with a BEL bank card (not a traditional bank), there are no exchange fees or commissions—before, during, or after. Plus, the card is free.
TA Tatra Globetrotter ·
... Just a tiny bit, actually, but banks like Fortuneo explain it for every transaction. Every time I use my Fortuneo card outside the eurozone, I get an email like this within a minute:

Authorization of 3,070 HUF, which is 7.84 € with your Fortuneo bank card 51XXXXXXXXXXXXX. Mastercard exchange rate applied: 1 € = 391.6 HUF (0% compared to the ECB reference rate of 1 € = 394.5 HUF), resulting in fees of about 0.1 € or 0% of the total estimated transaction amount (0 Fortuneo fees).

Michel
MA Manondugard Regular ·
I’m genuinely thrilled when I return from trips and see on my bank account that absolutely no fees have been charged. And for good reason—I pay for everything in cash.

Well, obviously there are no fees taken from your bank account since the exchange fees and commission are deducted when you exchange the €! It’s like saying that thanks to payroll withholding, we no longer pay income tax...

However, with a BEL bank card (but not from traditional banks), there are no exchange fees or commissions, whether before, during, or after. Plus, the card is free.

I think there’s been a misunderstanding. When I travel to any country, I always bring euros and exchange them at banks offering the most economical rates. Best regards,
Christine
HE Henon21 Veteran ·
Hi there, Of course, no commissions or exchange fees, but it all depends on the rate applied. They still need to cover their costs and make a profit. Same in Vietnam at small exchange offices or jewelry shops—low operating costs mean better rates than banks or ATMs. A long time ago in Hong Kong, street exchange rates were much better than the official rate. They preferred to exchange at a slight loss but had cash to lend to local street soup vendors at 10% daily interest!!! That’s where the real profit was. Eric
HENON Eric
MA Masterpo Globetrotter ·
Just a tiny bit, actually

Yeah, we agree—just a tiny bit. For example, Revolut charges 3070 HUF at 7.81 € (right now), while XE lists them at 7.77 €. Yes Change, on the other hand, asks for 8.13 € (on their site, maybe less in person).
MA Masterpo Globetrotter ·
On ne sait pas compris.

This time, *I’m* the one who doesn’t get how this sentence is built.

Amenant toujours des Euros en voyage dans n'importe quel pays, je les échanges dans les banques m'offrant la possibilité la plus économique.

The cheapest exchange rate you’ll get at a bank is still more expensive than what you’d pay with a card like Fort7neo, Boursobank, Revolut, N26, etc.
MA Masterpo Globetrotter ·
In Hong Kong, street exchange rates were significantly better than the official rate.

Of course, the black market is, by definition, more attractive than the official rate.

I fondly remember pre-Gorbachev USSR, where you could get twice as many rubles on the street as in exchange bureaus. Though afterward, the problem was spending them...
HE Henon21 Veteran ·
Hi there, we couldn’t buy anything with it.

I remember back in 1979 in the USSR, street exchange rates were even more than twice as good!! But afterward, you could only spend rubles on street ice cream, metro tickets, or a few rare items at the "Goum" on Red Square. Everywhere else, you had to pay in foreign currency... and you couldn’t exchange them back before heading home.
HENON Eric
MA Masterpo Globetrotter ·
Indeed, I remember back in 1979 in the USSR, street exchange rates were more than twice as good!!

Yes, exactly. Twice was the initial rate you could get—30 rubles for 100 FF instead of 15. But quickly, after some haggling, it went up to 50, then 60, and even a bit more toward the end.

And afterward, you could only buy ice cream on the street, metro tickets, and a few rare items at the "GUM" on Red Square with rubles. Otherwise, you had to pay in foreign currency everywhere... and it was impossible to exchange them back before going home.

We’d have caviar & vodka evenings!
AT Attila Globetrotter ·
The cheapest exchange rate is still more expensive than the rate you get with cards like fort7neo, Boursobank, Revolut, N26, etc.

You’ll never convince a believer they’re wrong. 😉

There’s no logic in dogma.

That said, once in a blue moon, you might stumble on a good deal and save 2 or 3 euros... out of 1000...
Ponts du monde : concours de photos amical de juillet 2026 Rubrique Jeux Voyages C'est le moment de poster vos meilleurs clichés !
MA Manondugard Regular ·
On ne sait pas compris.

This time, I’m the one who doesn’t understand the construction of that sentence...

Amenant toujours des Euros en voyage dans n'importe quel pays, je les échanges dans les banques m'offrant la possibilité la plus économique.

The cheapest exchange rate is still more expensive than exchanging with a card like fort7neo, Boursorama, Revolut, N26, etc.

Could you specify which card—Revolut, fort7neo, Boursorama, or N26—so we can actually have a conversation? I still insist that exchanging my euros in a city exchange bureau abroad all at once for the entire trip is cheaper than using a card, because the larger the amount exchanged in one go, the lower the fees. No specific card example = impossible to compare. Best regards,
Christine
TA Tatra Globetrotter ·
Logic, like science, is based on dogmas, but we mustn't say so—it's a secret ;)...

Michel
MA Manondugard Regular ·
The cheapest currency exchange is still more expensive than the exchange done with a card like fort7neo, boursobank, revolut, n26, etc.

You’ll never manage to convince a believer they’re wrong.😉

There’s no logic in dogma.

That said, on very rare occasions, you might stumble on a good deal and save 2 or 3 euros... out of 1000...

Hey chamelle 😏 All I’m waiting for is for you to prove me wrong (and I’d say you’re right and admit my mistake). But to convince me, all you have to do is give me the name of a specific bank card so I can compare it with exchanging cash in town abroad—euros to another currency. How do you expect to persuade me if you don’t give me a specific card example?
Christine
MA Manondugard Regular ·
@Attila, @Tatra, @Masterpo, as long as you don't provide proof of what you're saying by citing a specific example of a bank card, you won't have any credibility. It's so easy to write hundreds of messages without proving anything 🤷
Christine
MA Manondugard Regular ·
You can't mislead thousands of members who read your posts because your statements will influence their choice of exchange methods. @Masterpo, someone who, like you, claims and insists that online banks offer cheaper exchange rates than cash must be able to name the exact bank card you use to back up your claims—down to the minute. The fact that you don’t do this means you have no idea what you’re talking about and are just throwing things out there, just like the other commenters spouting the same nonsense. Stuck in bed with a broken rib (I’ll be like this for weeks, unable to do anything but type on a keyboard). So I won’t let this go—it’s directly related to the topic of this thread. A topic about currency exchange that no one has wanted to discuss honestly for 6 years: why carry suitcases full of cash when using a card is supposedly cheaper? 😄
Christine
DJ Djalma Globetrotter ·
Your move is a bit of a gamble. You can often exchange a lot when you arrive in a country if the exchange rate is better the next day (this happens in quite a few places), and then you really regret having exchanged all your cash already. 😏 In most cases, it's best to avoid exchanging cash at the arrival airport—the rate is usually unfavorable, but everyone knows that. Those who use ATM withdrawals with online bank cards like Fortuneo or Revolut are onto something, but the downside (whether you have one or multiple cards) is the risk of having your card "eaten" by the machine. If that happens on a Friday night, unless you wait until the bank opens Monday morning, you’re without one of your cards for a while… So having one or more online bank cards is great, but having some cash on you too is even better. 😄
https://www.youtube.com/watch?v=-XCOyB7WStI https://www.youtube.com/watch?v=g2eI67iCbKY
MA Manondugard Regular ·
And daring to tell the truth is even better. No card name = impossible to verify if they're winning. Always the same story of pride, arrogance, and... Then people will tell me I'm vulgar without checking if an expression has the same meaning in different regions. One day everything will be standardized, and people will be happy with a sterilized world 😏 But when someone tells tall tales with fancy words, oh, that slides right by—even if it misleads everyone. Pfffff "If the exchange rate is better the next day (which happens a lot in many countries), you’ll really regret exchanging all your cash." A rate never changes overnight enough to make you lose money when a large sum significantly reduces the fees, which are progressive. The fees inherent to the ATMs’ owners—they pay those with their cards. But with their cards, which are almost all limited either in the number of free withdrawals or the amounts they’re allowed over a given period (I tested this in France where I was allowed 3 free withdrawals, but the ATM only let me take 150 € lollll), not to mention the daily hassle of finding a working ATM while on vacation and avoiding being spotted every time you withdraw by those who target tourists. How many girls I’ve traveled with spent their time searching for working ATMs or had their cards declined lollll. But if you can tell me why they won’t name their card here, I’m all ears 😄
Christine
RO Rotsaka Globetrotter ·
Paris: two men arrested, one with 10 € million worth of jewelry in his underwear - Le Parisien

The "Manondugard" technique—no credit card, everything in your underwear... All this just to avoid using an ATM...
AT Attila Globetrotter ·
Some logical dogmas...😛

But if some prefer to live in a parallel world, that’s their choice.
Ponts du monde : concours de photos amical de juillet 2026 Rubrique Jeux Voyages C'est le moment de poster vos meilleurs clichés !
AT Attila Globetrotter ·
A money belt, for sure...
Ponts du monde : concours de photos amical de juillet 2026 Rubrique Jeux Voyages C'est le moment de poster vos meilleurs clichés !
DJ Djalma Globetrotter ·
I’m chiming in for my part. I have a card with Fortuneo (the Gold MasterCard). Why Gold? Because it offers better insurance coverage (car rentals, for example). My card is completely free, and Fortuneo even gives you 100 € when you open an account (or more now, after 3 months). There are no withdrawal fees abroad, no matter where you go, and no fees when you pay with your card—no matter how many times you use it. The only restriction is that you need to use your card at least 3 or 4 times a month, even for small withdrawals or payments.
https://www.youtube.com/watch?v=-XCOyB7WStI https://www.youtube.com/watch?v=g2eI67iCbKY
TA Tatra Globetrotter ·
Logical dogmas... :P If some prefer to live in a parallel world, that’s their choice.

Having been a teacher as part of my job, I think I’m qualified to say and stand by this with confidence.

Logic and science are based on postulates, on dogmas. Not sure that’s really the topic of this conversation, though.

Michel
AT Attila Globetrotter ·
This discussion is going off in all directions with a lot of repetition because some people don’t bother reading the thread of replies or following a link.

So...
Ponts du monde : concours de photos amical de juillet 2026 Rubrique Jeux Voyages C'est le moment de poster vos meilleurs clichés !
TA Tatra Globetrotter ·
Well... You're only doing science if you accept at least two things without question: there's a truth, and it's worth looking for. You don’t prove classic logical postulates, like non-contradiction or the law of excluded middle, for example. If you want, we can have a laugh with axioms—those of Euclidean geometry, or those of other geometries that are no less valid. Riemann, Lobachevsky...

Science and logic are only possible if we accept postulates and dogmas.

Michel
MA Manondugard Regular ·
I’m answering from my personal experience. I have a card with Fortuneo (the MasterCard Gold). Why Gold? Because it offers better insurance coverage (car rental, for example). My card is completely free, and Fortuneo even gives you 100 € (or more now) when you open an account (or rather, 3 months after opening it). There are no withdrawal fees abroad, no matter where you go, and no fees when you pay with your card, no matter how many times you use it. The only restriction is that you must use your card at least 3 or 4 times a month, even for small withdrawals or payments.

Thanks a lot! I can finally investigate this fairly—it’s not about being right or wrong, but about exchanging ideas, clarifying things, and maybe even changing my mind and admitting it. That said, it confirms my observation that most travelers who use cards tend to stick to touristy places and not venture much elsewhere in the world, where showing a card might get you a "What’s that?" reaction. I recently remembered Cairo, where my friends, accompanied by a guide, explored the touristy souks, while I went solo to the souks of the "real" people (where credit cards don’t exist). Same in rural Caribbean Colombia—everything is paid in cash, and the only ATM had a line of 300 people with a wait of at least 2 hours. 😅 But you can’t deny that with your card, most ATMs abroad take a percentage for their owners, who are usually banks, so it’s not 100% free. Plus, you have to make the effort to find ATMs, deal with the travel time, and when you’re on vacation, that feels like a hassle (at least to me). And paying for drinks with a card means missing out on discounts—I personally take advantage of cash deals that also help out merchants, since they pay a percentage on card payments.
Christine
AT Attila Globetrotter ·
Verifiable or logical principles, not some absurd scenario.

Something that makes sense and is well-documented.
Ponts du monde : concours de photos amical de juillet 2026 Rubrique Jeux Voyages C'est le moment de poster vos meilleurs clichés !
MA Manondugard Regular ·
Paris: two men arrested, one with 10 € million worth of jewelry in his underwear - Le Parisien

The "Manondugard" technique—no credit card, everything in your underwear... All that just to avoid using an ATM...

Or simply to avoid paying like a sucker just to access my own money (which isn’t your case) 😄
Christine
MA Manondugard Regular ·
Verifiable or logical dogmas, not some senseless scenario.

Something that holds up, that’s documented.

"documented" is a word that doesn’t sit right in your mouth (we’re still waiting for your verifiable dogma, by the way) 😄😄
Christine
TA Tatra Globetrotter ·
Verifiable dogmas or logical scenarios, not some absurd story.

There’s no verifiable dogma.

Something that holds up, that’s documented.

The logic holds up—that’s how you recognize it. It’s not documented—that’s also how you recognize it.

Michel
RO Rotsaka Globetrotter ·
When you exchange money, you’re paying a fee just to get your own cash back in another currency (or getting ripped off, like you recently did). Total sucker move, and then some.

Not to mention that walking around with loads of cash means spending all your time paranoid about getting it stolen.

Anyway, do whatever works for you.
AT Attila Globetrotter ·
My high school and college years feel like a distant memory. I just realized I was starting my final year in "terminale C" 40 years ago...

What’s left from that time is a logical, Cartesian mindset—nothing groundbreaking, but enough to know that in most cases, withdrawing money with a debit card is the most economical way to spend abroad.😉

In some cases, the card will be slightly more expensive due to withdrawal fees charged by foreign banks, but ten or twenty euros over an entire trip is nothing.

In some countries, the card will be of little use (or even useless) because the country is outside Western banking networks or doesn’t have a well-developed ATM system.

Finally, physical cards are increasingly becoming a relic. Smartphone payments are taking over now.

That said, I’m still skeptical about that last point—you need electricity to recharge the thing and a network connection.

With a card, all you have to do is dig out the old card slider... (Those over 45 or even 50 will get it)
Ponts du monde : concours de photos amical de juillet 2026 Rubrique Jeux Voyages C'est le moment de poster vos meilleurs clichés !

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