Posts by Jester94

oui, l"hélico vaut vraiment le coup comparé a l'avion. en 2011 nous avions fait environ 50 minutes (A/R) d'avion pour aller sur une ile avec un lodge (je crois que c'était Eagle Island) au milieu du delta, puis 55 minutes d'hélico, sans portes, pour un prix forfaitaire de 850 Eur (4 personnes Maxi). le pilote faisait son possible pour repérer les animaux, autant de passage que l'on souhaitait. vraiment une immersion totale. c’était Helicopter Horizons, le long de l’aéroport sur Mathiba street (angle Mophane Street).

j'ai déja un contrat chez assurlocauto, ils ont pris en charge l'accident du mois d'aout.

fredXIII

Ca me semble hyper rapide mais bon...

effectivement, c'est peut etre effectivement par ici qu'il faut que je positionne la nuit disponible..

Pourquoi démarre tu ton parcours par Etosha?

il n'y a pas de raison particuliere, mais cela me semble plus pratique, et plus "fluide" dans l'enchainement des trajets et activités. Nous n'allons faire des reservations que pour Etosha et Seriem, donc une fois Etosha effectué, il ne nous restera qu'une nuit de "bloqué" a Sesriem. (mais si l'on me démontre l'interret de commencer par Seriem, je peux tout changer)

Quad vers swakpomund ? J'ai fait c'est sympa comme tout mais ça serait au détriment du combiné croisière + 4x4 😕.

Cape Cross casse pas 3 pattes à canard. Warmquelle non plus mais c'est une étape. Le camping est sympa.

si on laisse tombé Cap Cross, qui n'est qu'une option, et ou effectivement la seule vision d'une colonie de phoque semble ne pas justifier le trajet supplémentaire, nous devrions pouvoir dégager deux heures pour un tour en Quad.

rivièrefox

Je trouve ton circuit fort bien mais, comme le dit Fred, fort dense !

Tu précises "c'est en fait la continuation d'un circuit de 5 semaines ...qui s'est arrêté brutalement " cependant attention de ne pas vouloir avaler trop de km donc de rouler trop vite et risquer un accident ! 🤪 🏴‍☠️

c'est focement un peu dense car nous n'avons que 15 jours, mais j'ai supprimé pas mal de choses de nos idées de circuit initial, en conservant ce qu'il y a entre Etosha et Seriem, qui sont les 2 endroits qui semblent impératifs a ma femme. si nous voulons allerger des étapes, il y a une journée non affectée au planning (que je vais a priori mettre vers Palmwag), et si il le faut nous pouvons alleger un peu a Etosha (actuellement cela fait 3 jours pleins)

d'une maniere générale, je ne roule pas vite, et comme nous n'aurons pas de reservations, il n'y aura que peu d'imperatifs de temps. Notre accident est arrivé a moins de 40km/h, la voiture s'est arretée en une quinzaine de metres. mais une double crevaison a la sortie d'un virage, et les 2 tentes sur le toit, ont désequilibré le véhicule, d'ou un tonneau.. (les fixations de la barre de toit avant on lachés du coté conducteur, et la tente est partie sur le coté, en pliant le toit du hilux)

Pour tes courses à Windhoek les grands supermarkets (super Spar, Pick N Pay) sont ouverts le samedi après-midi

merci, cela confirme les informations lues sur des forums en anglais "Most of the bigger supermarkets, Pick and Pay, Spar, Chequers and Woermann Brock will have cheap camping chairs. They are open until 8pm in most cases even on Sundays and Public holidays"

est qu'il y a des campings a ne pas manquer le long ne notre itineraire ? nous souhaiterions passer la 2eme nuit proche de l'entrée d'Etosha, un camping/guest house a recommander ? (nous pourrions reserver a Okaukuejo, mais je pense qu'ils ferment le camp assez tot et nous ne voudrions pas faire la course pour etre a l'heure) merci,

merci,

donc ce ne serais pas un, mais deux jours feriés, le 1er et le 4 mai, - le mardi 1er mai, Worker's day, je suppose que cela ressemble au notre, nous serons dans Etosha, je suppose que les animaux ne vont pas faire de défilé avec des banderolles, donc cela ne devrait pas avoir trop d'impact sur nous - le 4 mai, Cassinga day, apparement une journée de commémoration d'un massacre, nous serrons a Purros, j'espere que cela n'empeche pas les guides locaux de travailler et de servir de pilote dans la recherche des éléphants

est ce que quelqu'un sait comment cela ce concretise ?? personne ne travaille ? des cerémonies ? des festivités pour le 1er mai ? des choses a savoir et a ne pas dire sur ces deux sujets ?

bien finalement pour l'assurance Asco, si j'ai bien compris, si il n'y a pas negligence, le montant est plafonné au montant de la franchise. si il n'y a pas négligence et que l'on a pris une des options de reduction, la reduction s'applique uniquement en cas de de colision ou de vol (sauf l'option 3, qui garantie en plus les accidents sans tiers, les bas de caisse, glaces, etc ...) en cas de négligence (par exemple non respect du code de la route, vehicule ouvert pour le vol, ...), on paye tout les dégats ou pertes.

il faut egalement un dépot de franchise pour couvrir le matériel, tentes, etc ... qui ne sont jamais pris en compte par les assurances.

j'ai réservé le véhicule car même en prenant l'option 3 ils sont au prix de la concurrence, et qu'ils ont de bon véhicules. (comme ce n'est pas 100% clair pour moi, j'ai pour le moment pris un véhicule sans option de réduction de franchise, en gardant la possibilité de prendre cette option sur place après explication)

a remarquer, que pour les paiements (reservation, solde) il est possible de faire un transfert en EUR, en allemagne, avec IBAN et BICS, ce qui evite les frais bancaires et change de la carte bancaire (dont les assurances ne couvrent de toute facon pas les location de 4x4), 2% dans mon cas, alors que les virements en europe sont gratuits dans de nombreuses banques. dans ce cas, le solde doit etre payé une semaine avant la prise en charge du véhicule.

maintenant, reste a essayer de faire un itineraire, c'est ici: http://voyageforum.com/v.f?post=4798505 toutes les suggestions sont les bienvenues.

c'est l'application de la fameuse clause:

9.5.5 If any damage/s or loss is as a result of any other form of negligence as determined by ACH’s Claims Department and Company Directors in their sole discretion.

pourvu que le patron soit de bonne humeur ce jour la !!

si c'etait si simple, se dire "je vais eviter un accident..." personne n'est a l'abris d'un accident par exemple lors d'une crevaison (mon experience de l'an dernier), pour eviter une collision (car je continue a penser que le reflexe d'un conducteur c'est d'essayer d'eviter l'obstacle, et puis je me vois mal ecraser quelqu'un ou un animal en pensant "c'est le seul moyen pour que mon assurance fonctionne"

voici le reste des réponses de ASCO

QUESTIONS:

* does the 90% comprehensive always apply ? will i never pay more than 10% of the vehicle replacement value ? * when you says 'not insured' like in sentence like "If you have an single vehicle accident (no other parties involved e.g animal or car) you are not insured only if you have reduced excess 3." does the "not insured" mean that i could have to pay all the vehicule value (may be N$ 400 000), or only the full excess (N$ 42 000) ?

* if no negligence, what would be (about) the maximum amount for a S+ vehicle ? * if negligence, what would be (about) the maximum amount for a S+ vehicle ?

REPONSES:

Yes you only will be held liable for 10%.

No insured means you would have to pay the total amount of damages caused on the vehicle.

The maximum amount is N$42 000 for the S+. It depends on the total amount of damage caused.

comme cela ne me semblait pas assez précis, j'ai redemandé:

do you confirm that with standard Excess, if i have an accident, without negligence, whatever conditions, i'll be asked for a N$ 42.000 maximum ?? do you confirm that if negligence, i could have to pay up to something like N$ 420.000 (if vehicle destroyed) ??

REPONSES:

Yes you will only be held liable for N$42 000 (this is the amount that will also be blocked on your C/C), you will also only sign for that.

If you have an accident and you were negligent in the worst case you can be held liable until N$420 000.

donc a priori si je comprend ce que l'on me dit, sans négligence, le maximum a payer est la franchise (dans mon cas environ 4200€), sachant que pour les rachats de franchise il y a 3 options: - environ 12€ pour passer la franchise a 2100€ (uniquement en cas de collision (voiture, animaux, tiers) ou vol) - environ 18€ pour passer la franchise a 5250€ (uniquement en cas de collision (voiture, animaux, tiers) ou vol) - environ 37,5€ par jour pour passer a 150€ de franchise, la seule option qui couvre également le bris de glace, Sandblast, un pneumatique , et les accidents sans tiers.

sur un accident avec négligence, tout les frais sont a payer... donc dans le pire cas, 42.000€ !!

reste, que je me pose des questions avec ce que je lis dans le point 9 de leurs conditions "Rental Agrrement", et en particulier , le 9.5, qui laisse entendre que le locataire reste responsable de tout les dommages et pertes, si négligence (9.5.2), si route inapropriée et dans le cas d'un accident sans collision avec un vehicule, un animal ou une personne (9.5.3).

mais est ce que la clause 9.5 ne s'applique que sur le 9.4 et donc sur le rachat de franchise ?? (ig: pas de franchise réduite dans les cas du 9.5 ?)

(la clause 9.5.5, est également une clause facile pour le loueur...)

je sais par experience que l'on n'est pas a l'abris d'un accident sans tiers, car les creuvaisons sont difficilement prévisibles, et que le premier reflexe d'un conducteur, c'est quand même d'essayer d'eviter la collision. donc je sens que je vais quand même valider la réservation, mais prendre l'option 3, car grace aux taux hors saison de -50%, même en rajoutant le surcout, on obtient un tarif comparable a celui des autres loueurs, avec, d'après les echos de ceux qui ont déja loué chez eux, de bons vehicules et équipements.

Les conditions de location de Asco:

ANNEXURE “ACH” TERMS AND CONDITIONS

1. INTRODUCTION

1.1 These are the terms and conditions of the rental agreement being part and parcel of the Rental Agreement (hereinafter referred to as “The Agreement”) between the renter who signs the rental agreement (HEREINAFTER REFERRED TO AS “THE RENTER”) and ASCO CAR HIRE CC, trading as ASCO CAR HIRE (HEREINAFTER REFERRED TO AS “ACH”). ‘The Renter’ includes, jointly and severally, any person or juristic person on whose behalf the agreement is signed. The Renter warrants that all the details provided on the rental agreement are true and correct.

1.2 This agreement contains all of the express provisions agreed upon. Any variation/s including any extensions to the rental period must be reduced to writing and signed by both The Renter and ACH before becoming effective and binding. (If this agreement is not validly extended, the waivers in terms of clause 9 will immediately lapse upon expiry of this agreement).

1.3 The Renter chooses the physical address furnished on the rental agreement as the domicilium citandi et executandi for the service of all notices and/or legal processes. The Renter consents to the jurisdiction of the Magistrate’s Court, Windhoek notwithstanding the fact that ACH is entitled to institute action in any other competent court that has jurisdiction.

2. THE MOTOR VEHICLE

2.1 The motor vehicle(s) hired by The Renter (hereinafter referred to as “the vehicle”) is described in The Agreement (which description includes any substitute vehicle/s which may replace the original vehicle) and includes all tools, spares, accessories and equipment in and on the vehicle.

2.2 Any costs incurred due to but not restricted to towing, transport and storing the vehicle, repairing of damage, replacement of parts or accessories (without allowing for depreciation), replacing the vehicle, remunerating an assessor to inspect and report on collision damage, as well as any legal costs incurred shall hereinafter be referred to as “damage/s”.

2.3 The Renter warrants that the driver/s specified in the rental agreement (hereinafter referred to as “the driver/s”): -

2.3.1 Shall inspect the vehicle and shall satisfy him/herself that it is in a good working condition before accepting the vehicle;

2.3.2 After receipt of the vehicle shall, at the expense of him/herself, properly provide all necessary water, oil and petrol for the running of the vehicle, failing which The Renter shall be liable for any loss or damage as a result;

2.3.3 Shall inspect the fitting of the baby seat and satisfy him/herself that it has been properly fitted, if ACH has been requested to provide a baby seat with the vehicle;

2.3.4 Shall not lease, lend or otherwise dispose of the vehicle;

2.3.5 Shall not transport or load any articles/items which may cause damage to the vehicle or its upholstery;

2.3.6 Shall park the vehicle safely and securely or in a secure parking garage when it is not being driven. 3. THE DRIVER3.1 The Renter warrants that the driver/s (including additional driver/s) specified in the rental agreement:3.1.1 Shall be the only person who drives the vehicle and that (s)he shall keep the vehicle keys in a safe place at all time.3.1.2 Is over the age of 24 years, in possession of an unendorsed valid driving license (which (s)he can produce if ACH requires to see it) and has never been denied car hire facilities or refused motor insurance.3.1.3 Does not suffer from any physical infirmity, defective vision or hearing and is neither addicted to nor under the influence of alcohol or any habit-forming or illegal drug. 3.1.4 Shall not use the vehicle for racing, towing or a competition of any kind.3.1.5 Shall not use the vehicle for conveyance of passengers for reward.4. USE AND RETURN OF THE VEHICLE4.1 The vehicle must be used and maintained in a proper and reasonable manner and shall be used on suitable roads and may only be used for the purpose for which it is intended, and must be returned in the same condition that it was received in, fair wear and tear excepted. ACH will deliver the vehicle with a full tank of fuel and on return of the vehicle it shall be refilled at the expense of The Renter.4.2 The vehicle shall not be taken outside of the Republic of Namibia without the prior written consent of ACH which is subject to the terms and conditions of the Letter of Authority for Crossing the Namibia border, as issued by ACH. The Renter must acquaint him/herself with the additional CDW, TLW, excesses and extra border crossing charges. 4.3 Unless agreed in writing, if the vehicle is not returned to any ACH depot by the agreed time and date, The Renter shall be liable to pay the applicable daily rate as specified in The Agreement plus a 20% late return surcharge thereon for every late day. Furthermore, if the vehicle is not returned timeously, ACH may demand the immediate return of the vehicle and claim any damages that it may suffer as a result of the late return.

4.4 ACH reserves the right on return of the vehicle to decide in its sole discretion whether it is necessary to carry out any repairs or replacements to the vehicle, including valet cleaning, and may carry out such repairs and hold The Renter liable for such costs, which must be paid on demand.

4.5 The Renter shall be liable for all fines, penalties and offences in terms of the Road Traffic and Transport Act 22 of 1999 and Regulations, as amended from time to time, and any other relevant Ordinances or Acts. This includes but is not limited to parking fines, traffic violations and other offences arising out of or concerning the use of the vehicle during the rental period and The Renter indemnifies ACH against all such liability.

4.5.1 The Renter hereby authorises ACH to disclose to any relevant authority any information in terms of 4.5, which may be required by such authority.

4.6 A day is a period of 24 hours or part thereof, calculated from the time recorded under “time out” in The Agreement. The minimum rental period is six (6) days and any extensions to the rental period must be in days.

4.7 The vehicle monitoring system shall not be tampered with and if tampered with, The Renter shall be liable for all direct, indirect and consequential damages and The Renter shall forfeit all rights to insurances or waivers.

4.8 The Renter is under no circumstances allowed to convey hitchhikers and/or any persons unknown to The Renter, in the vehicle.

4.9 The Renter is not allowed to drive the vehicle below high-tide watermark at all, or through any wet saltpans, water pools or rivers.

5. RATES AND CHARGES

5.1 It is The Renter’s duty to acquaint him/herself with and pay on demand the rental rates as agreed, as well as any applicable additional charges including, inter alia, delivery, collection, one-way drop-off, baby seat/s, fuel, valet cleaning, repairs, replacements, airport surcharges, contract fee, additional driver charge, incident claim handling fee, traffic fine handling fee, collision damage waiver and/or theft loss waiver and/or personal accident insurance.

5.2 Unless The Renter or his/her authorised travel agent has an approved account with ACH, payment must be made by one of the following credit cards: Visa, Master Card or Diners Club.

5.3 Despite the method of payment chosen, The Renter consents to ACH making any enquiries it deems necessary with any credit bureau/x and obtaining from and disclosing to any credit bureau/x, or any other person with whom The Renter has had financial dealings, any information concerning The Renter’s credit profile and payment history.

5.4 ACH may charge interest on overdue amounts at a rate equivalent to the prime overdraft rate applicable at the time.

5.5 The Renter shall be personally liable for any rental in the event the tour operator or agent fails to pay any payment in terms of this rental agreement within 60 days.

5.6 It is agreed that the rental period shall not be interrupted should the rented vehicle become unusable as a result of an accident, damage/s, or a case of theft during the rental period. Under the aforesaid circumstances, ACH is also under no obligation to replace the unusable vehicle with another and/or to return The Renter to the renting location. Recovery costs of a vehicle shall also be for the account of The Renter.

6. CANCELLATION AND REPOSSESSION OF THE VEHICLE

6.1 If The Renter has furnished any incorrect information in this agreement and/or commits a breach of any of these terms or conditions and/or permits any person to drive the vehicle who in ACH’s opinion is an incompetent driver, and/or commits an act of insolvency and/or fails to satisfy any judgement within 7 days of being granted, then ACH may forthwith cancel this agreement and immediately retake possession of the vehicle without prejudice to its rights to claim the full rental charges and/or damages for breach of contract.

6.2 ACH may claim from The Renter all costs and expenses arising from any breach by The Renter of this agreement, including costs on an attorney and own client scale.

6.3 ACH reserves the right to take possession of the vehicle at any time for any reason, whatsoever. If this occurs, The Renter shall only be liable for rental charges up to the time ACH regaining possession of the vehicle.

7. ACCIDENTS AND REPAIRS

7.1 The Renter must immediately notify ACH of any accident or break down and advise if it is necessary to effect any repairs to the vehicle. ACH will attend to the towing and repair of the vehicle and The Renter shall not effect any repairs or allow any repairs to be effected to the vehicle without the prior written consent of ACH, failing which The Renter shall be liable for the cost of such repairs and any damages incurred or arising as a result thereof.

7.2 In the event of a collision or accident, The Renter shall be responsible for the driver obtaining details of the parties involved and any witnesses, and warrants that the driver shall not admit liability or guilt; shall not abandon the vehicle without making sure that it is adequately safeguarded and secured; shall immediately notify ACH and the police and shall obtain a case reference number from the police and provide this to ACH within 24 hours of the accident (please see clause 9.5) regardless of any waiver taken out.

8. THEFT OF THE VEHICLE

Despite clause 9, The Renter must ensure that the driver hands the original keys to the vehicle to ACH within 24 hours of the vehicle being stolen and produce a police report and in the event of a hijacking, a police report and/or medical proof of a hijacking trauma must be produced, failing which The Renter shall be liable for all related charges as determined by ACH’s Claims Department and the Company Directors in their sole discretion.

9. COLLISION DAMAGE WAIVER (CDW) AND/OR THEFT LOSS WAIVER (TLW)

9.1 ACH retains ownership of the vehicle at all times, but all risks in the vehicle transfers to The Renter from the time the driver receives the keys until the time the vehicle and the keys are returned to ACH.

9.2 The Renter may elect to take out a Collision Damage Waiver and/or Theft Loss Waiver (‘CDW and TLW’) against any damage to or loss of the vehicle and/or theft of the vehicle (excluding personal property in or on the vehicle).

9.3 CDW shall cover any damage or loss to the vehicle (but not any other vehicle), incurred in a collision with another vehicle on a National or Municipal road while the vehicle is under the driver’s control, less any excess payable if applicable. TLW shall cover any loss of the vehicle through the theft of the vehicle, less any excess payable if applicable. TLW shall not cover any personal property, which may have been in or on the vehicle.

9.4 The Renter acknowledges liability for an additional charge for CDW and/or TLW as reflected in the rental agreement. Unless Executive CDW and Executive TLW, cover is taken, The Renter shall be liable for the excesses as specified in the rental agreement and the rates schedule and which are subject to clause 9.5.

9.5 Regardless of whether any form of CDW or TLW has been taken, The Renter shall regardless of fault, be liable for any damage/s to or loss of the vehicle in the following circumstances:

9.5.1 If there has been any breach of the terms and conditions of this agreement all of which are material;

9.5.2 If such damage/s or loss is as a result of negligence in complying with any road traffic regulations or road traffic warnings;

9.5.3 If the vehicle was driven on unsuitable roads, or if such damage/s or loss occurred while there was no collision with another vehicle, or animal, or person (exclusion: See Excess 3 in Offer);

9.5.4 If the vehicle was NOT driven by The Renter or another authorized driver nominated on the rental agreement;

9.5.5 If any damage/s or loss is as a result of any other form of negligence as determined by ACH’s Claims Department and Company Directors in their sole discretion.

9.5.6 The chosen excess amount/s, do/es not cover for any cost stated/indicated in clause 2.2 of the rental agreement.

9.6 The Renter indemnifies ACH against any claims for loss, damages (direct or consequential) and costs (including attorney and own client costs) that may be incurred as a result of or arising out of a breach of The Agreement and/or an act or omission by The Renter or any person that The Renter allows to access the vehicle.

9.7 ACH shall not be liable for: any damage arising out of any defect in or mechanical failure of the vehicle, including but not limited to any loss or damage to any property transported or left in the vehicle; for any damages, consequential loss, loss of profits or special damages of any kind of any breach of this agreement, or arising out of any cause whatsoever, including but not limited to loss resulting from the negligence of ACH, its agents or employees. ACH accepts no liability for delays in consequence of break down or any other circumstances.

9.8 The vehicle is insured in terms of the provisions of the Motor Vehicle Accident’s Fund, Act 10 of 2007 as amended, for any loss or damage that a person suffered as a result of any bodily injury and/or death and subject to compliance with the provisions of the Act.

9.9 The waivers mentioned in 9. do not cover or apply to: claims arising from injuries received by passengers of the vehicle; damage or destruction of property owned by, rented to or goods The Renter or driver is in charge of or transported by The Renter or driver; damages to the vehicle’s undercarriage; damages resulting from sandblast; damages to tyres, any damages resulting from the wrong use of the 4x4 device and/or damages resulting from abuse or wrong usage of the clutch. No repaired tyres are accepted (exclusion: See Excess 3 in Offer);

9.10 The damages stated in clause 9.9 will be charged to The Renter’s credit card. If The Renter or driver has been negligent, The Renter shall pay the real value of the vehicle. In the case of theft or an accident where only the vehicle stated in this contract is involved, The Renter shall be liable for recovery costs of the vehicle and also be liable for the full payment of the rental period as initially agreed on in this contract.

9.11 The Renter agrees to sign the “Damage Report In” when returning the vehicle or, in case the vehicle is replaced by another vehicle, agrees to sign the “Damage Report In” of the vehicle to be replaced, before receiving another rental vehicle.

9.12 In case of damages to the vehicle The Renter accepts the assessment of any Official Dealer of that make of rental vehicle and/or the assessment of any Independent Assessing Services/Loss Adjuster, even when the “Damage Report In” has not been signed by The Renter for whatsoever possible reason (dispute, unattended vehicle return…)

10. CONDITIONS OF HIRE

10.1 All rates do not include fuel, tyres, windscreens, headlamps, accident claim handling fees (exclusion: See Excess 3 in Offer);

10.2 ACH reserves the right to replace the vehicle/s with a similar vehicle in the event the original vehicle become immobilised.

10.3 The Renter shall be liable for fuel usage and stamp duty and for all extras requested by international or local authorities.

Date: __ Signature: __ Name in PRINT: __

La voici, ma réponse de Asco,

LES QUESTIONS:

I'm not able to determine if i'm well protected with your insurance and my additional insurances and i want to make sure, there are an insurance whatever the case, responsible or not and the maximum amount i could have to pay.

- should i understand that sandblast, damage to tyres and personal property are not the only exclusions ? - water domage, glasses are also excluded ?

- what happen if alone on a road, driving under speed limit, i loose vehicle control (whatever the cause, animal, turn, puncture, ...) and have and accident ? - what happen if an animal bump into the car ?

- what is your définition of negligence ? - who decide that something is negligence ? police report ?

- could i have a copy of your rental and insurance conditions, the contract as i will have to sign.

LES REPONSES

Good morning Mr. Prevoil.

Below is listed what you are covered for anything not listed means that you are not covered for it e.g water damage, personal property etc.

Standard excess, Reduced excess 1 and 2 includes: Normal Traffic accident – negligence excluded 3rd party accident – negligence excluded Theft of vehicle – negligence excluded

If you were not negligent you will be held liable for the chosen excess amount.

Reduced excess 3 includes: Sandblast Damages One Damaged Tyre Single Vehicle Accidents - negligence excluded Glass damage Normal Traffic accident – negligence excluded 3rd party accident – negligence excluded Theft of vehicle – negligence excluded – The excess amount of N$ 1,500.00 is always applicable

Negligence is speeding, driving under the influence of alcohol, not using traffic signs correctly etc.

If you have an accident with an animal this is seen as 3rd Party. If you have an single vehicle accident (no other parties involved e.g animal or car) you are not insured only if you have reduced excess 3.

Attached out Terms and Conditions.

Kindest Regards

le document sur les termes et condition ressemble a celui dont j'avais donné le lien, mais a été mis a jour pour l'option 3 du rachat de franchise (je n'ai pas reussi a le joindre au message, je regarderai plus tard ce que je peux faire. ce n'est toujours pas très claire, et toujours inquietant, du coup j'ai renvoyé un email, et je ne suis pas beaucoup plus avancé... pas moyen de savoir si en signant le contrat je m'engage pour un maximum de XXXX millier d'euro (sans négligence) et de XXXXXXX si negligence.

hier, j'ai effectivement fait une demande de devis a Bushlore (entre autre), je verrai en début de semaine les réponses a mes divers emails, mais pour le moment, du coté Asco, si je m'en refere aux conditions du rental agreement, même si ils sont bien et moins cher, je ne vais tenter le diable. payer une franchise de 3000€ c'est une chose, risquer de payer 20, 25, 30 ou 40.000€ a cause d'une crevaison, d'un animal (* ou d'un pieton ) ou autre, c'est une autre histoire. ce qui m'interesse c'est de savoir jusqu'a quel montant je m'engage.

* j'ai bien compris que pour le fonctionnement des assurances on doit aller droit dans les animaux (hors éléphants, et freinage prudent autorisé), quel est le comportement a avoir envers les pietons ? on considere que ce sont des éléphants ? 😛

je ne peux qu'etre content car ils ont remboursé l'intégralité de la franchise payée R 30.000 (sauf les frais liés au change), mais effectivement, il faut completer le dossier.

dans un premier temps j'ai envoyé tout les documents demandés (contrat assurlocauto, Contrat Bushlore, rapport de police, quelques photos, et copie de mon relevé de compte pour preuve du paiement de de la franchise), sauf le bon de retour du véhicule car nous avons été rapatrié par IMA, c'est donc le dépanneur Mechto qui a remis le véhicule a Bushlore. assurlocauto a demandé des précisions sur les conditions de l'accident, le bon de retour et une estimation des dégats. pour les précisions, j'ai pu les donner rapidement, et j'ai demandé le reste a Bushlore. Bushlore a été très coopératif ils m'ont fait parvenir un bon de retour mais pas encore d'estimation. après les 3 semaines nécessaires pour que le véhicule soit rappatrié du Bostwana a Jonaesbourg, puis expertisé, j'ai recu de nombreuses photos du véhicule accidenté, et un exemplaire d'un devis de réparation d'environ 25.000€ effectué par un garage de Jonanesbourg. Assurlocauto a alors répondu dans les 48h que le dossier etait complet, c'etait un vendredi, le mardi l'argent etait sur mon compte.

Toujours personne ayant eu un accident avec un véhicule ASCO ??

apparement cela ne semble pas une régle car un autre loueur a qui j'ai posé les mêmes questions qu'a Asco, m'a répondut qu'en cas d'accident sans tiers, et en l'absence de "negligence", seule la franchises reste a la charge du locataire, à remarquer qu'au moins on nous donne une définition de "négligence" : (entre " la reprise de leurs conditions, les - sont mes questions, les => la réponse)

"The insurance will cover all damages due to collision with another vehicle or game as well as theft loss beyond the amount of the excess." - ok for collisions and theft, but what about accident without 3rd party ? => You will be insured if you didn't drive to fast which can be proved by black box. - what happen if alone on a road, without negligence, i loose control of the vehicule (whatever the cause, animal, puncture, turn, ...) and have an accident ? what would i have to pay ? the excess for sure, but what else ? => ONLY The Excess IF you didn't drive faster then 80 km/h on the sandroad for example. - could you send me a copy of your rental agreement ? => Only next week since I am on leave at the moment

"Damages caused by negligence (alcohol influence, speeding or violation of the traffic rules) are not covered by the insurance." "Not included are tyres, windscreen and headlights. You can choose all the extra insurance options (T&W Insurance and reduction of the excess) for rentals of 8 days and longer."