Zanzibar: The Tax Champion
FR

Translated into English.

Original post
WA
Thirty years ago, I traveled to Zanzibar (Tanzania) with my children. Since I’ve since started a new family, I took the opportunity of a trip to Kenya to bring my new family along: my wife, who’s Kenyan, and my 10-year-old daughter. Zanzibar has really changed in 30 years. It’s become the island of taxes. It all starts upon arrival: I think it’s the only country in the world, besides the visa, where Zanzibar insurance (and no other) is mandatory—it costs 40 €. If you didn’t purchase it before arriving, good luck getting it: the IT systems are unreliable. With a bit of luck, it’ll take at least an hour to process! And of course, this insurance is useless—if you get sick, it’s recommended to use your home country’s insurance because if you use Zanzibar’s, your national insurance won’t cover you anymore. I wanted to show my daughter the red colobus monkey, which is endemic to Zanzibar. I paid for a tour that was supposed to be all-inclusive. First, we visited a spice farm, where a farm guide took charge of us—meaning commissions were involved, of course! The tour was very good and informative, though. When we arrived at Jenzhi Park (the colobus park), the guide told us he "forgot" there was an entrance fee (50$). Aware of the system, I decided to book an Ocean Blue tour through the Zanzibar Tourism Office. After two hours of driving, we stopped at a beach—and were left there. No boat was ready to take us. Since my wife speaks Swahili (the language in Zanzibar), after an hour, a captain with his own boat agreed to take us along with his family. Another attempt. The main attraction in Zanzibar (besides the city) is Changuu, the Prison Island. You have to take a motorboat and pay the captain, which is normal. But in Zanzibar, to even get on a boat, you first have to pay a tax! Once we arrived at the island, it started all over again! Thirty years ago, access was free, and the entire island (about 1 km²) was open. Today, there’s a small office, and you have to pay a hefty fee to enter. But enter where? A paved path leads to about 15% of the island—the rest is off-limits. In total, I paid 100 € for my wife, daughter, and myself just to visit a tiny portion of the island! Avoid this! For the rest of our stay, we stayed at a 5-star hotel with golf, horseback riding, tennis courts, evening concerts, etc.—undeniably high-level comfort. One last thing: if you want to rent a car, it’s affordable and useful for exploring the island’s diverse landscapes, but there are speed cameras at every corner on the main roads. The fine is supposedly 100 $, and it’s hard not to get one! I told you: Zanzibar, the land of taxes. I used to think my country, Belgium, was the tax champion—I’ve found something even better!
FA FamilleUS Veteran ·
In Belgium, the tax burden is at 45.1% of GDP (3rd place worldwide). France does even worse (45.3%) and ranks second.

In Zanzibar, the tax-to-GDP ratio is around 20%. That’s higher than mainland Tanzania (around 13%), but they still have some wiggle room compared to us...
PU Puma2A Veteran ·
Hi Yves, and thanks for your well-documented message.

I’ve never understood what visitors find interesting about Zanzibar, and sure enough, the COST of the mandatory insurance is the cherry on top! But still, lots of people keep going there... because of trends, social media, and all that.

In 7 trips to Tanzania (and 4 to Kenya), I’ve never set foot in Zanzibar.... Thanks again for the info. Hopefully, it’ll get read...??

Cheers.

Puma2A
FA FamilleUS Veteran ·
Hello Yves, and thank you for your well-documented message.

I’ve never understood what visitors could find interesting about Zanzibar, and indeed, the COST of mandatory insurance is the cherry on top! But still, many keep going there... because of trends, social media...

In 7 trips to Tanzania (and 4 to Kenya), I’ve never been to Zanzibar.... Thanks again for your info. Hope it gets read...??

Cheers,

Puma2A

It’s always better to judge a destination after visiting it at least once. You avoid cognitive biases, clichés, and preconceptions.

On our end, we went to Zanzibar this summer and really enjoyed the balance between peaceful, relaxing beaches after a packed six-day safari.

Watching the kids on the beach, snorkeling, eating a lobster for 13 €, spending the day with a fisherman, swimming in crystal-clear waters, enjoying incredibly soft sand, strolling along endless empty beaches, admiring an Indian Ocean sunset, discovering the island’s spices, sailing on a traditional wooden dhow... You might find it pretty great!

It’s even the BIG PLUS of Tanzania when you’re traveling with family and your kids want to go diving or kite-surfing...







RO Rotsaka Globetrotter ·
Hi there, Since the taxes we're talking about are for tourists, it's not even fiscal pressure on Zanzibar's population. It only affects people passing through.

Comparing isn't reasonable. Okay, 45% taxes in France vs. 20%, but the level of infrastructure, public services, social benefits, pensions, and so on isn't the same as in our countries. A huge part of those taxes is given back and redistributed.

Honestly, I don't even see how there can be 20% in Tanzania.
RO Rotsaka Globetrotter ·
That’s not wrong—everything’s shot up with the tourist influx that’s accelerated at breakneck speed these last few years. The cost of insurance is the cherry on top, that’s for sure, and now for 2 adults and 2 kids, it’s nearly 400 € just for visas/insurance. Pretty wild.

For our part, we really loved Zanzibar, but liked it a bit less when we went back because there were just too many people and the island’s being built up so fast. Not really our thing anymore. The 50 boats at Mnemba chasing the poor dolphins (which ethical companies no longer visit because they’re way too disturbed), 30 boats all in the same spot for snorkeling at Safari Blue or elsewhere… it’s getting crazier and crazier.

But yeah, there’s still plenty of ways to get away from it all, to admire the beauty of the lagoon with the wind in your hair and your feet planted in the white sand, to take a dhow out to the reef and get some air in the lagoon or beyond, to wander the lagoon at low tide, through the villages or the little streets of Stone Town… The current development matches what a lot of people want, and that’s great for Zanzibar, since part of the population benefits.

For our part, we’re heading toward quieter horizons now, and like those hidden spots, we’re keeping them to ourselves. At least some of them
PU Puma2A Veteran ·
It's always better to judge a destination after having been there at least once. We avoid cognitive biases, clichés, and preconceptions.

Hello,

You can get a (pretty good) idea from other travelers' stories (like your story) in travel forums. Otherwise, what would be the point of these stories?

Plus, in my case, I’ve had neighbors and family members who’ve been there. If I wanted to visit an island on a future safari, it’d be Mafia—it fits my tastes better.

"We’re all different; our travel tastes and expectations are just as varied."

Cheers. Puma2A
NO Noirenvoyage Regular ·
Your story really highlights one thing: you never quite travel to the same country after 30 years. 😊

Zanzibar has changed, and the rise of tourism has inevitably altered some experiences. You can appreciate the comfort and infrastructure while still feeling a pang for discoveries that have become overly commercialized or realizing you have to pay at every turn.

That’s exactly why I prefer—when possible—to prioritize local encounters and experiences that leave more room for the unexpected. During my solo trip to Zanzibar, this approach allowed me to discover an island quite different from the typical tourist circuits.

And I think your account is especially valuable for travelers who knew Zanzibar “back in the day”—it offers a real perspective on how the island has evolved.
MA Mathews Globetrotter ·
hi,

I told you: Zanzibar, the land of taxes. I thought my country, Belgium, was the tax champion—I found something even better!

At least there are taxes—finally some good news, the African continent is developing. Do you feel like traveling to a country where: - public services don’t exist, - road maintenance services don’t exist, - garbage isn’t collected, - there are no environmental protection measures?
HA Hatari ·
In Zanzibar, it's no longer taxes but outright extortion. Tourists should have boycotted this scam of a destination long ago. Mombasa, Watamu, and Diani Beach are just as beautiful but with far fewer hassles—that’s obvious to me. You should know that this insurance scheme was also considered in Kenya, but nothing came of it... for now. On the other hand, in Tanzania, you can still get a visa on arrival.
FA FamilleUS Veteran ·
The decree regarding mandatory travel health insurance was implemented in Kenya on July 30, 2026. The "toll" is $44 per person.

It’s currently the subject of a legal challenge and a suspension that’s likely only temporary...
HA Hatari ·
None of my friends who’ve traveled to Kenya since that date have mentioned any insurance being required at the airport.
HA Hatari ·
Apart from saying you’ve visited Zanzibar, what did this destination actually give you that Watamu or Diani Beach didn’t, for example?
FA FamilleUS Veteran ·
Apart from saying you visited Zanzibar, what did this destination actually offer you that Watamu or Diani Beach don’t, for example?

I can’t answer that—I’ve never been to Watamu or Diani. For the rest, just read the travel journal.
HA Hatari ·
Well, I’ll reply to you. Nothing.
RO Rotsaka Globetrotter ·
Okay, that’s a bit hasty. The lagoon in Zanzibar is exceptionally beautiful, and I haven’t found anything like it on the Kenyan coast. In Zanzibar, there are still a few quiet spots with hardly anyone around, even if they’re disappearing little by little—and again, it’s different from the Kenyan coast. Finally, there’s Stone Town.
HA Hatari ·
Noble vision, but this is a misstep. That $44 tax goes exclusively to bailing out Tanzania’s public insurer (NIC), not roads or the environment. Travelers already massively fund the country and nature by paying between $70 and $100 per day in direct park entry fees (Serengeti, Ngorongoro). This administrative vagueness will just discourage families and weaken the local economy. »
MA Mathews Globetrotter ·
Noble vision, but that’s a misunderstanding

Okay, fair enough, but what should we do then? Not impose any tax?
PU Puma2A Veteran ·
Hi,

Health insurance, which is mandatory, is also "in service" in Kenya. It's no longer possible to get the ETA (a disguised visa) without also paying for the mandatory health insurance....

For once, Tanzania, Zanzibar, and Kenya have identical or equivalent procedures...!!

AFRICA IS UNPREDICTABLE....!!! (an expression that was drilled into me by a native Namibian...!)

PUMA2A

...

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