Results for "insurance"

Hey Guys,

je prepare mon TDM depart Mars 08 et regarde en ce moment la partie assurance.

D'un cote je vois AVI - Marco Polo avec, sur base de 12 mois, un tarif d'env EUR 1, 000 (incluant options bagages et risques graves). De l'autre, RoundTheWorldInsurance (http://www.roundtheworldinsurance.co.uk/), UK based company mais qui accepte d'assurer non UK resident des lors qu'on est citoyen UE avec un tarif d'env EUR 364 (Standard option) pour une couverture equivalente si ce n'est meme meilleure que AVI. En plus, a la difference de http://www.roundtheworldflights.com/round-the-world-insurance.aspx, on est pas oblige de passer par eux pour le billet TDM.

Les inconvenients que je vois quant a l'assurance UK sont : paiement de la prime et les remboursements se font en GBP (=> frais bancaires) il y a une franchise de GBP 50 (pas de franchise a priori chez AVI). autres ???

Maintenant, la difference de prime est substentielle...

Je n'ai pas trouve de retours d'experience sur le net de personnes ayant souscrites cette assurance... je fait donc appel aux avises membres de ce forum pour tout input sur cette assurance.

Thks.

Bonjour a toutes et tous !

Petit retour d'expérience concernant la location de voiture, lorsque les loueur vous demande des fortunes pr assurer le véhicule que vous leur louer ! Exemple en NZ, le véhicule que nous avions loué a 1800dollars NZ nous aurait coûté autant en assurance chez le loueur pour un mois de loc 😵

Nous avons donc contracté un contrat chez http://www.rentalcover.com pour UN AN et pour le monde entier pour : 220 dollars us (environ 305 dollars NZ pr bien voir la différence!!!).

Et bien nous pouvons dire (ayant eu un accident, vitre arrière explosee) que notre remboursement est intervenu assez rapidement et en totalité ! Pas de franchise ! Nous les avons eu lors de la souscription et pour diverses choses, régulièrement par mail, leurs réponses sont toujours intervenues en qq heures !

Le seul hic est qu'il faut donc avancer les frais de caution que demande le loueur ! Mais ça vaut vraiment le coût vu les économies réalisées au final !!!!

Bref on les recommande et en plus on a testé en cas de pépin 👍

Bonne route Teva

Bjr,

J'ai bien conscience qu'il y a deja des milliers de messages a ce sujet, mais je ne trouve pas vraiment la reponse a ma question. J'ai reservé un campervan cheapacampa pour un trip du 22/12 au 4/01 autour de Perth. Je pensais pouvoir prendre une assurance exterieur et ainsi eviter les prix exorbitant des assurances des loueurs

http://www.insurance4carhire.com/

Quelqu un ici l avait recommandé, en disant qu il l avait meme utilisé pour des pneus crevés.

Seulement, en regardant les conditions de non-couverture, il est dit qu ils n'assurent pas les camper van. qu a cela ne tienne, ils renvoient vers un autre site specialisé campervan, mais celui ci assure seulement les ressortissants UK. Il y a moulte autres sites, mais seulement pour les british j ai l impression.

Bref, quelqu un connait une autre boite qui assurerait le camper van pour un Francais ?

Parce que meme les assurances des loueurs (genre 28AUD/jour avec caution de 250AUD), ne couvre apparement pas la totalité des sinistres, loin s en faut.

Merci en tout cas pour toutes suggestions.

This forum was closed for a long time after COVID, then due to its sale by the previous owner. Since 2022, there have been notable changes for Russia. It became possible to travel to Russia as a tourist again after COVID restrictions ended in summer 2022. But before that, in March 2022, the EU and member countries cut air links with Russia, as well as train lines. They also cut Russian banks off from the Euro-American banking network—meaning cards and wire transfers.

EU-based insurers stopped offering policies for Russia. The Green Card for cars in Russia was also discontinued. Then the EU abolished the simplified visa regime agreement with Russia. All in all, a summary of the current practical aspects would be helpful.

I’ve been traveling to Russia regularly for about twenty years, and after the long COVID break, I resumed in autumn 2022.

Visa

The usual paper visa is much more expensive. On one hand, because the previous regime was scrapped, and on the other, because invitations for multi-entry visas are pricier. A single-entry 30-day visa costs 80 €. The multi-entry one is 240 €. To be sure you’ll get a 12-month multi-entry, it’s best to buy a telex invitation from the MID (Russian Ministry of Foreign Affairs), though there are few resellers. Prices vary depending on the seller.

E-visas are now available for Schengen passport holders. A big simplification for trips up to 16 days within a 60-day validity period. You can apply from 40 days up to 5 days before your desired date. Issued in up to four days. The site is https://evisa.kdmid.ru/ Cost: 50 €. Processed through an Emirati bank (United Arab Emirates).

Medical Insurance

Medical insurance with repatriation is required to get a visa. So you’ll need to buy a policy. This brings up payment methods. If you’re already familiar with Russia and have a Russian bank account, you can pay with your Russian card. Otherwise, you’ll have to buy from a site that accepts payments via a Belarusian bank—which means your bank must work with Belarus—or go through https://goingrus.com/fr/insurance

Transport from the EU

Minibus (marshrutka) from Kirkenes (Norway) to Murmansk. Schedules are coordinated with flights from Oslo, which arrive between 11:00 and 12:00. They wait on the right as you exit the airport. Some are chartered by groups and leave directly, but may have space—ask the driver. Otherwise, two companies run the route, with a stop in town at the corner of the Scandic, where they depart around 14:00 or 15:00. Payment in cash (NOK or RUB) to the driver. Main operator: https://borodinbus.com Bus from Tallinn (Estonia) to St. Petersburg. The border crossing is on the Narva River. The Russian road checkpoint has been closed since January 2024 for construction expected to last 2.5 years, so reopening is possible in summer 2026. In the meantime, it’s a two-bus journey: Tallinn-Narva, then walk across the bridge between the Estonian and Russian checkpoints at Ivangorod, followed by another bus. Several companies: Luxexpress, Ecolines, Baltic Shuttle, Anniston, СКСавто. Bus from Riga to Pskov or St. Petersburg (final destination). Departs from Riga’s bus station (behind the train station) daily between 18:00 and 19:00. Arrives in Pskov between 01:00 and 02:00 (Russian time). Company: СКСавто. There’s another bus around 21:00 with Ecolines, but it’s longer, with a long stop at the border. Bus from Gdańsk to Kaliningrad. Several buses per day. From the PKS bus station, behind Gdańsk’s central station, on the other side of the boulevard. From Kaliningrad, a 1-hour flight to St. Petersburg costs around 5000 RUB.

Basically, unless you’re planning to go to Murmansk and the Kola Peninsula—and possibly from Murmansk, flights to Arkhangelsk, then Nenetsia (Naryan-Mar), etc.—the three main crossing points with airports are Tallinn, Riga, and Gdańsk.

The Gdańsk-Kaliningrad bus is the fastest, and the ticket to St. Petersburg is very reasonable.

The Narva-Ivangorod route is the riskiest in terms of potential queues and crossing time. Holiday periods are especially risky. Last mid-June, I took a 14:00 bus from Tallinn. I’d bought a single-berth compartment on the Grand Express St. Petersburg-Moscow train, leaving at 23:00, with the idea of a good night’s rest before a Moscow-Magadan flight. A 7-hour queue at the border meant I arrived at St. Petersburg’s bus station at 23:00—missed the train, had to book a room, and spent time finding a reasonably priced flight to Moscow the next day for the same airport as my Magadan flight.

The Riga-Pskov route is a bit long but relaxed. If you get off in Pskov, you can still get decent sleep between 02:00 and 12:00. The Oktyabrskaya Hotel is cheap. I’ve also stopped in Izborsk. You ask the driver when boarding in Riga. The stop is on the federal highway—cross the road, and the main inn is 200m away. You can explore the medieval site the next morning before taking a bus to Pskov (30 km).

From Pskov, there are fast regional Lastochka trains—three or four per day—to St. Petersburg, taking 3.5 hours. Very comfortable and affordable. Also, two daily flights with Azimuth to Moscow-Vnukovo from 5000 RUB. A one-hour flight. It’s a section of Pskov’s military airfield, just a few kilometers from the city center.

Money

Cash. The EU issued a nonsensical decree: a ban on importing EU currency (euros, zloty, kroner, forints, etc.) except for personal travel use. This doesn’t make sense because as a citizen of a eurozone country, you *have* to have euros—cash or electronic (card). You can’t travel without them. The stipulation about a limit for personal use is absurd because personal use can mean anything from a hostel bed to a luxury hotel room, plus transport (flight tickets, train tickets in Russia), restaurants, etc. Estonian customs officers ask about this at the border when leaving. They ask in Estonian, then Russian, then English, depending. Since I cross with a French passport, I just say, "Sorry, I don’t understand," no matter what. Then they ask with a questioning look, "Euro?" and I shake my head. I haven’t been searched, but they do ask to glance in your bag. Russians with large suitcases often get checked. Cards and phone apps: if you have a Russian bank account.

Telephony and Internet

Roaming works but is pricey. Okay for calls and SMS, but very expensive for data. In that case, use an e-SIM with your home carrier if your phone supports it. Otherwise, look into prepaid rechargeable SIMs in Russia for data only—like SIM cards for mobile modems.

Russian SIM: Since this year (2025), as of March, it’s mandatory to be registered in the EBS (Unified Biometric System) to buy a SIM card. For a non-resident foreigner, this means first registering for a SNILS at an MFC (Multifunctional Center)—also called "My Documents." The SNILS is the pension center, which doesn’t require residency. After getting your SNILS number and certificate, you register on the public services portal, Gosuslugi. Finally, you register in the EBS system (voice sample—you read numbers—and a biometric facial photo).

Personal Car

The Green Card no longer covers Russia, and neither do EU-based insurers. But third-party liability insurance (OSAGO) is mandatory. Since the closure of the Russian checkpoint at Ivangorod for construction and the Finnish border closure, the routes are from Kirkenes in Norway, the Estonia-Pskov route, and—since the Belarus-Russia joint visa this year—the Belarus route, e.g., Poland-Terespol-Brest or Lithuania-Belarus. No OSAGO sales if you cross via Kirkenes. I didn’t see any at Shumilkino, the Russian checkpoint after Estonia toward Pskov. If you have a Russian card, you can buy online, of course. Otherwise, pay in cash on-site at certain company offices (specific forms aren’t available at all agencies) or online by paying to a third-party account outside Russia—with added fees.