c'est a tes risques et peril. Ce type de probleme ne sera pas pris en charge par une assurance
Tout dépend des assurances... mon contrat HSBC en
Angleterre me couvre pour ce genre de risques, mais pas celui avec HSBC en
France... Mais je reconnais que c'est assez rare comme contrat
Section H – Missed Departure
If, as a direct result of:
1. Failure of scheduled public transport services
2. Delay to a connecting scheduled flight: or
3. Accidental damage to, or breakdown of, the
vehicle in which you are travelling;
you arrive at your final point of international
departure from or to the UK too late to board
the ship, aircraft or train on which you are
booked to travel, we will pay
a) Extra accommodation and travel costs you
have to pay to reach your destination on
your outward journey from the UK
b) Extra accommodation and travel costs you
have to pay to reach the UK on your return
journey.
Special conditions
1. If you have missed or will miss your
international ship, aircraft or train due to one of
the reasons listed above, contact (+44) 01243
621162 and we will contact the carrier for you
(if a late arrival is possible) or will make
alternative travel arrangements for you, up to
the limit payable. Any cost incurred may have
to be paid by you and submitted as a claim.
2. You must get a repairer’s report if you are
claiming because the vehicle you were
travelling in had an accident or broke down.
The most we will pay
The most we will pay for each insured person is
£1, 000.
What is not covered
1. Any claim caused by a strike or industrial action
that was public knowledge on the start date or
date you booked your trip (whichever is later).
2. Any claim where a possible reason for delay
was public knowledge on the start date or
date you booked your trip (whichever is later).
3. Any claim where you have not allowed
sufficient time to reach your international
departure point from or to the UK
4. Any claim where you have not done everything
you can to get to the international departure
point from or to the UK for the time specified
on your ticket / itinerary
5. Any claim where the carrier has offered
reasonable alternative transport
6. Any claim if your trip is solely within the UK,
including the Channel Islands, Northern
Irelandor the Isle of Man
7. Any claim for additional costs incurred in
returning to your home following your return
to the UK
8. Anything mentioned in the General Exclusions
on page 31.